Who’s in the $100K Club? Pensions, That Is

BY  |  Thursday, Apr 05, 2012 1:39pm  |  COMMENTS (101)

Call it the $100K Club — an elite corps of retired public employees that’s growing bigger, younger and richer at the expense of the New Jersey retirement system.

The number of retirees collecting more than $100,000 a year from state pensions jumped to 1,244 last year, up 28 percent from 2010, according to New Jersey Watchdog’s analysis of state data.

“Special retirements” by police and fire employees — some as young as age 43 — account for half of the increase. It is really special for those who game the system.

New Brunswick Police Director Anthony Caputo, for example, retired at age 47 to draw a $115,019 annual pension. On his way out, he collected $376,234 from the city for unused vacation, sick and personal time.

One year later, New Brunswick rehired Caputo as police director — the same position — at a $120,000 salary. For one job, he receives two checks, totaling $235,019 a year. Caputo did not respond to a request for comment.

For a privileged minority of public employees, benefits are so generous that many become pension millionaires without double-dipping. Meanwhile, state retirement funds face a deficit estimated from $36 billion to $144 billion.

Joseph Blaettler will rake in more than $4.5 million from the Police and Firemen’s Retirement Fund, if he reaches age 80, his statistical life expectancy.

At age 46, Blaettler began pocketing nearly $135,000 a year in retirement checks when he stepped down as Union City deputy police chief in 2009. Blaettler — now a private investigator — gets the biggest pension New Jersey pays to any retiree under 50.

“Politicians created this system, and I simply accepted what they gave me along the way,” wrote Blaettler in an email to New Jersey Watchdog. ”If taxpayers want to get angry with someone, they need to ask their local and state politicians how they allowed the system to get to the point it is at.”

New Jersey Watchdog found 56 other $100K Club members who retired in their 40s. (See list here.) All are PFRS pensioners who worked for local or county governments and took advantage of the special retirement rule, available only to eligible police, prosecutors and fire officials.

The rule allows them to retire at any age after 25 years of employment. Their pension pay ranges from 60 percent to 70 percent of their highest salary under the state’s formula.

Of the $100K Club’s 1,244 pensioners, 552 — or 45 percent — belong to PFRS. Special retirements account for 479 — or 87 percent — of those six-figure pensions.

The club also includes 383 retirees from the Teachers’ Pension and Annuity Fund, 253 from the Judicial Retirement System and 99 from the Public Employee Retirement System.

No one from the State Police Retirement System made the $100K Club. SPRS’s top retiree, William Malast, fell short with $97,897 a year in pension pay.

Not surprisingly, the biggest pensions often go to public officials who received the largest salaries.

Robert Mulcahy hit the jackpot, when he was fired as Rutgers University’s $341,250-a-year athletic director in 2008. He was forced out after a university audit found secret deals and off-the-books spending by his regime.

Mulcahy received a severance package that cost Rutgers more than $600,000. Under the agreement, the state university paid:

$511,875, equaling 18 months of Mulcahy’s salary,

$60,000 in bonus money,

$18,000 in automobile allowance,

$13,950 for country club membership dues, and

$15,000 to pay Mulcahy’s lawyer for negotiating the agreement.

Because Mulcahy was paid in one lump sum, he was free to start collecting a $162,399 annual pension from PERS the following month. It is the second-largest retirement benefit paid by New Jersey.

Thanks to Gov. Chris Christie, Mulcahy is back in state government.

Last year, Christie appointed Mulcahy to the Casino Reinvestment Development Authority, which manages and invests hundreds of millions of dollars in state gaming taxes.

Mulcahy is vice chairman of CRDA. Authority officials say he chose not to receive a salary, set by statute at $18,000 a year.

Mulcahy could not be reached for comment.

Here is the full list:

Name Pension/Yr Employer at Retirement

YAMBA, A Z $195,000 ESSEX COUNTY COLLEGE

MULCAHY, ROBERT E $162,399 RUTGERS UNIVERSITY

RICHARDSON, JOHN C $160,418 RIDGEFIELD PARK BD OF ED

BOLDEN, MARION A $159,714 NEWARK PUBLIC SCHOOLS

DESTENO, COSMO $157,665 UNIV. OF MEDICINE & DENTISTRY

FISCHBACH, PETER J $156,488 NORTH BERGEN BD OF ED

FERRAINA, JOSEPH M $154,711 LONG BRANCH BD OF ED

ZANZALARI, JOSEPH H $152,222 MIDDLESEX CO VOCATIONAL SCHOOL

ALOIA, ROBERT J $150,958 BERGEN CO VOCATIONAL SCHOOL

MARTINO, JOSEPH $150,909 LINDEN CITY BD OF ED

NATARAJAN, GEETHA A $150,163 MIDDLESEX COUNTY

MCDONNELL, EDWARD T $148,740 MULTIPLE

ADAMS, WILLIAM H $148,049 SALEM CO VOCATIONAL TECH SCHOOL

STOUTHAMER, DON $147,804 WAYNE TOWNSHIP

LABRUNO, CARMEN $147,429 HOBOKEN CITY

MOONEY, JOHN J $147,016 ATLANTIC CITY

DAVENPORT, ROBERT $146,101 PASSAIC VALLEY SEWERAGE COMM

MCELDOWNEY, BRIAN W $145,589 NORTH HUDSON REG FIRE & RESCUE

RODECKER, JOHN M $145,234 PERTH AMBOY BD OF ED

LEE, HENRY J $145,196 PASSAIC BOARD OF EDUCATION

CASSESA, JOHN J $144,195 HOBOKEN CITY

GUIDER, RONALD $144,015 RIDGEFIELD PARK BD OF ED

TARNOFF, JERRY P $143,730 WEST ORANGE TOWNSHIP BD OF ED

BAUERNSCHMIDT, THOMAS $143,604 ENGLEWOOD CLIFFS BOROUGH

CHRISTIANSEN, BRYAN J $143,031 PASSAIC VALLEY SEWERAGE COMM

ROSS, RALPH E $143,028 BLACK HORSE PIKE REG SCH DIST

CREECH, CARLIST A $142,783 PASSAIC BOARD OF EDUCATION

FEINSOD, LAWRENCE $141,973 CRANFORD TWP BD OF ED

KISS, INGRID L $139,992 KEARNY TOWN BD OF ED

CAPRARO, VINCENT $138,906 EDISON TWP BD OF ED

CARY, RICHARD J $138,628 PARAMUS BOROUGH

DENORCHIA, ANTHONY S $138,472 HILLSDALE BOROUGH BD OF ED

MORRIS, CAROLE R $138,329 MANASQUAN BOROUGH BD OF ED

EGAN, MARY $138,301 NEW BRUNSWICK BD OF ED

TOTH, CAROL A $137,884 EDISON TWP BD OF ED

TRENERY, WILLIAM G $137,809 WOODBRIDGE TOWNSHIP

MOYER, DAVID H $137,693 DEPTFORD TWP BD OF ED

SCHNAPPAUF, LEONARD $137,155 SHORE REGIONAL H S DISTRICT

WHITING, LAWRENCE R $137,155 ENGLEWOOD CLIFFS BOROUGH

YANKOVICH, ANTHONY $136,913 WEST NEW YORK BD OF ED

CUNDARI, JOSEPH $136,477 HARRISON TOWN (HUDSON)

OCONNOR, ELLEN $136,452 BAYONNE BOARD OF ED

CAPRIO, JERILYN M $136,262 ALLENDALE BORO BD OF ED

TUMMINIA, PHILP $136,126 MULTIPLE

DIME, JANICE L $136,085 PARAMUS BD OF ED

BENCIVENGO, NEIL $135,818 HAMILTON TWP BD OF ED (MERCER)

LISA, ROBERT M $135,794 HOBOKEN CITY

CONVERY, JEROME J $135,652 OLD BRIDGE TOWNSHIP

SCERBO, CONSTANTINO $135,467 SECAUCUS TOWN BD OF ED

BUNNELL, MARJORIE $135,321 PASSAIC BOARD OF EDUCATION

DIPASQUALE, JOSEPH A $135,059 WALLKILL VALL REG H S

BLAETTLER, JOSEPH J $134,773 UNION CITY

CONSTANTINE, JOAN V $134,482 PATERSON BD OF ED

LEGATO, FRANCIS $133,968 CARLSTADT BOROUGH BD OF ED

RUBIN, SHELDON $133,904 JEFFERSON TOWNSHIP BD OF ED

SABELLA, RICHARD A $133,821 RIDGEFIELD BORO BD OF ED

COMPRELLI, ANTHONY $133,796 HARRISON TOWN BD OF ED(HUDSON)

STEIN, GARY S $133,724 TRENTON-JUDICIAL

VINCENTI, GENE $133,528 RUTGERS UNIVERSITY

DIMARTINO, JOSEPH S $133,400 COMPENSATION RATING & INS BUR

BUSACCO, ANGELO T $133,019 NORTH BERGEN TOWNSHIP

SAXTON, PAUL J $132,905 RAMAPO INDIAN HILLS REG H S D

MCGUIRE, ROBERT M $132,631 NORTHERN HIGHLANDS REG H S

DEIGE, ANTHONY D $132,471 RAHWAY CITY

INAUEN, ERIC $132,409 NORTH HUDSON REG FIRE & RESCUE

CORRUBIA, FREDERICK J $132,375 PARAMUS BOROUGH

GAGLIARDI, PATRICK $132,242 HOBOKEN BOARD OF EDUCATION

WALLACE, JOHN E $132,156 JUDICIARY

BOREK, MARION P $131,931 HARRISON TOWN (HUDSON)

COLEMAN, JAMES H $131,855 TRENTON-JUDICIAL

LAKE, KAREN A $131,814 HILLSBOROUGH TWP BD OF ED

SNELLBAKER, ARTHUR $131,764 ATLANTIC CITY

MINIMAN, CHRISTINE L $131,651 JUDICIARY

PARKER, LORRAINE C $131,651 JUDICIARY

STERN, EDWIN H $131,651 JUDICIARY

COLLESTER, DONALD G $131,651 JUDICIARY

GALINSKY, HARRY A $131,621 PARAMUS BD OF ED

NIENSTEDT, STEVEN $131,519 RUTHERFORD BOROUGH

CHAMBERS, AMY P $131,519 JUDICIARY

MONTESANO, CHARLES V $131,190 MAHWAH BD OF ED

JAKUBOWSKI, THEODORE $131,039 UNION TWP BOARD OF ED (UNION)

DINICOLA, PHILI $131,016 WOODBRIDGE TOWNSHIP

BAYERSDORFER, ROGER W $130,932 FRANKLIN LAKES BD OF ED

DUFFY, JOHN M $130,576 PATERSON CITY

BEARMORE, BEVERLY J $130,515 OCEAN CO BOARD OF SOC SERV

SMITH, CHARLES H $130,301 LAKEWOOD TOWNSHIP

NUCCETELLI, MARIA M $130,150 WAYNE BOARD OF EDUCATION

MACGILVRAY, SCOTT $130,117 PATERSON CITY

SAUDINO, MICHAE $129,987 EMERSON BOROUGH

SIMON, RONALD P $129,860 ELIZABETH CITY

MUCCIO, MICHAEL J $129,381 PATERSON CITY

SHEEHAN, JAMES J $129,341 PARAMUS BOROUGH

WASSER, HAROLD J $129,311 FREEHOLD REG H S DISTRICT

CAPUTO, GERALD F $129,265 UNION CITY BD OF ED

MERACHNIK, DONALD $129,085 UNION CO REG HIGH SCH DIST 1

SMITH, KEVIN J $128,984 PARAMUS BOROUGH

EDELCHICK, BURTON $128,853 PISCATAWAY BD OF ED ADMN BLDG

PARNELL, MARIE $128,559 SAYREVILLE BD OF ED_SELOVER ELM

SISK, EDWARD J $128,484 ELIZABETH CITY

REUTER, JOHN J $128,180 FORT LEE BOROUGH

MAGNUS, ANNE M $128,047 NORTH BERGEN BD OF ED

MONTESANO, JAMES J $127,925 PARAMUS BD OF ED

LALOR, MICHAEL $127,777 NEWARK CITY

MORDAGA, MICHAEL J $127,757 BERGEN COUNTY

BRANCH, LOIS A $127,692 BOONTON TOWN BD OF ED

MURRAY, JOSEPH W $127,602 PATERSON CITY

BOLANDI, RONALD E $127,564 EAST WINDSOR REG SCHOOL DIST

GRAY, JUDITH A $127,394 HUNTERDON CENTRAL HIGH SCHOOL

FLOOD, EDWARD $127,343 NORTH HUDSON REG FIRE & RESCUE

MARINIELLO, JOSEPH R $127,271 MULTIPLE

CHARNEY, MAURICE M $127,070 RUTGERS UNIVERSITY

SCHMIDIG, JOHN $126,973 BERGEN COUNTY

MCLAUGHLIN, EDWARD J $126,956 PATERSON CITY

DONNELLY, ROSEMARY $126,610 WEST NEW YORK BD OF ED

WILLIAMS, RICHA $126,586 SOMERSET COUNTY_FINANCE OFFICE

BAIME, DAVID S $126,552 TRENTON-JUDICIAL

STEINBERG, ISAIAH $126,552 TRENTON-JUDICIAL

GARIBALDI, MARIE L $126,365 TRENTON-JUDICIAL

WESTFIELD, WILLIAM E $126,348 FRANKLIN TWP BD OF ED (SOMERST)

NOVICK, CRAIG R $126,210 FRANKLIN TOWNSHIP (SOMERSET)

BOYLE, PATRICK E $125,983 BAYONNE CITY

WOLPERT, LEONAR $125,913 UNION CITY

MARGOLIS, LEONARD H $125,750 BERGEN CO VOCATIONAL SCHOOL

JONES, ROBERT $125,633 NORTH HUDSON REG FIRE & RESCUE

BARISONEK, WALTER R $125,597 JUDICIARY

STERNADORI, RALPH D $125,378 SOMERVILLE BOROUGH

WESTLAKE, EUGENE J $125,172 NORTHERN VALLEY REG H S DIST

GAMBLE, SALLIE $125,085 PASSAIC BOARD OF EDUCATION

IRELAND, PAUL W $125,062 WAYNE TOWNSHIP

RUTCH, JOSEPH $124,946 MULTIPLE

LESTER, BETTY J $124,922 JUDICIARY

SOKALSKI, RONALD $124,922 JUDICIARY

MARMO, RONALD $124,922 JUDICIARY

SMITH, STEPHEN $124,922 JUDICIARY

EICHEN, NAOMI G $124,784 TRENTON-JUDICIAL

RUSH, J M $124,531 PATERSON BD OF ED

BOWMAN, DAVID E $124,512 ENGLEWOOD CITY

DOLL, CLIFFORD G $124,395 BAYONNE BOARD OF ED

BRENNAN, TERRANCE R $124,364 POMPTON LAKES BD OF ED

THRELKELD, WAYNE $124,325 HOPATCONG BOARD OF EDUCATION

PARKER, LARRY D $124,280 STAFFORD TOWNSHIP

LOUIS, MARIE R $124,152 DEPTFORD TWP BD OF ED

SKILLMAN, STEPHEN $124,015 JUDICIARY

TANTUM, WILLIAM $123,955 MULTIPLE

LYNCH, THOMAS R $123,931 BAYONNE CITY

HOLDCRAFT, JANE $123,926 GLASSBORO BD OF ED

KEEFE, JOHN E $123,925 TRENTON-JUDICIAL

MEARA, PHILIP J $123,794 LAWRENCE TWP BD OF ED (MERCER)

VILLANO, BARBARA A $123,750 JUDICIARY

PIZZUTO, PETER D $123,750 JUDICIARY

HARRIS, CRAIG R $123,750 JUDICIARY

RIVA, JOSEPH J $123,750 JUDICIARY

DEVESA, FREDERICK P $123,750 JUDICIARY

O’BRIEN, THOMAS E $123,750 JUDICIARY

HAYSER, RAYMOND A $123,750 JUDICIARY

ANTONIN, FRANCES K $123,750 JUDICIARY

RAFFERTY, JAMES E $123,750 JUDICIARY

SMALL, JOSEPH C $123,750 JUDICIARY

FORESTER, WILLIAM L $123,750 JUDICIARY

PURSEL, JOHN H $123,750 JUDICIARY

PERFILIO, JOSEPH P $123,750 JUDICIARY

DUMONT, W H $123,750 JUDICIARY

ANZALDI, ROSS R $123,750 JUDICIARY

SMITHSON, ANDREW J $123,750 JUDICIARY

CURRAN, BARBARA A $123,750 JUDICIARY

KUSKIN, HAROLD A $123,750 JUDICIARY

ARMSTRONG, VALERIE D $123,646 JUDICIARY

LOGANDRO, FRANK J $123,626 LUMBERTON TWP BD OF ED

GUAZZO, ALBERT $123,626 LAKELAND REGIONAL H S DIST

CONNELLY, GEORGE J $123,511 GLEN ROCK BOROUGH BD OF ED

GOTTLIEB, STEPHEN $123,387 ROCKAWAY TOWNSHIP BD OF ED

SCHEIDEWIG, HERBERT F $123,329 CARLSTADT BOROUGH

CHIACCHIO, CAROL $123,187 HAMILTON TWP BD OF ED (MERCER)

KLISZUS, EDWARD A $123,163 HACKENSACK CITY BD OF ED

KRAEMER, THOMAS $123,036 UNION TOWNSHIP (UNION)

BOZONELIS, BASIL T $122,874 JUDICIARY

MONTESANO, JOSEPH L $122,769 HACKENSACK CITY BD OF ED

PENNA, ROBERT F $122,537 WALDWICK BORO BD OF ED

FROHNAPFEL, DENNIS R $122,499 GARFIELD CITY BD OF ED

FARRELL, JAMES E $122,404 PASSAIC BOARD OF EDUCATION

MUIR, ROBERT $122,289 TRENTON-JUDICIAL

BROCHIN, MURRY D $122,289 TRENTON-JUDICIAL

KIMMELMAN, IRWIN I $122,289 TRENTON-JUDICIAL

STARODUB, RICHARD P $122,254 LACEY TOWNSHIP BD OF ED

KING, KENNETH D $122,171 EAST ORANGE SCHOOL DISTRICT

MURRAY, JOSEPH A $121,937 PATERSON CITY

LIESS, WILLIAM C $121,900 CLIFTON CITY BD OF ED

MCANDREW, BRIAN $121,883 MONMOUTH CO VOCATIONAL SCHOOLS

YURKOSKY, PETER $121,842 WAYNE TOWNSHIP

KRESZL, ROBERT A $121,808 HILLSIDE TOWNSHIP

PAGANO, THOMAS $121,761 OCEAN TWP BD OF ED (MONMOUTH)

GULICK, ROBERT $121,756 HILLSBOROUGH TWP BD OF ED

SPAGNOLA, LAWRENCE G $121,606 PATERSON CITY

MAJCHER, CLAUDE M $121,518 PARAMUS BOROUGH

CHAPMAN, JAMES F $121,512 PENNSAUKEN TWP BD OF ED

OHARE, RAYMOND $121,430 KEANSBURG BOROUGH

FARMER, WILMA $121,349 CAMDEN CITY BD OF ED

TRIARSI, JOHN $121,174 JUDICIARY

KOESER, EDWARD $121,101 HACKENSACK CITY

GALLAGHER, WILLIAM $120,939 ENGLEWOOD CLIFFS BOROUGH

COSTELLO, EDWARD $120,922 EDISON TOWNSHIP

EBERHARD, RITA $120,915 BERGENFIELD BD OF ED

APOSTOLOU, MARK T $120,846 MULTIPLE

SPATOLA, JOANNE B $120,780 JUDICIARY

CRANSTON, GARY S $120,483 TOMS RIVER SCHOOL DIST

WINKELSTEIN, MICHAEL $120,460 JUDICIARY

HIGHTON, THOMAS $120,421 UNION CITY BD OF ED

OKEEFE, LESLIE A $120,377 RUTHERFORD BORO BD OF ED

SHOUDY, GLENN W $120,358 EAST HANOVER TOWNSHIP

TREPICCHIO, WILLIAM $120,246 ENGLEWOOD CITY BD OF ED

ROWAN, ROBERT M $120,143 CLIFTON CITY

OREILLY, MICHAEL J $120,134 JERSEY CITY FIRE DEPT.

NEWMAN, RICHARD $120,105 JUDICIARY

D’ITALIA, ARTHUR N $120,091 JUDICIARY

MURRAY, GEORGE W $120,030 ENGLEWOOD CLIFFS BOROUGH

PECKERMAN, MICHAEL A $120,015 PARSIPPANY TROY HILLS TOWNSHIP

BAREIS, NORMAN A $119,982 UNION CITY

NELMS, ANZELLA K $119,934 NEWARK PUBLIC SCHOOLS

CARRIER, JOHN F $119,857 HOBOKEN CITY

PEZZANO, PHILOMENA T $119,733 ENGLEWOOD CLIFFS BD OF ED

CONROY, THOMAS B $119,707 STAFFORD TOWNSHIP

SYPEK, MARIA M $119,666 JUDICIARY

SERPENTELLI, EUGENE D $119,662 JUDICIARY

FARR, JOHN F $119,662 FLEMINGTON RARITAN BD OF ED

DESIMONE, SAMUEL G $119,570 TRENTON-JUDICIAL

D’ANNUNZIO, WILLIAM M $119,464 TRENTON-JUDICIAL

LIPTAK, BARBARA A $119,367 PASSAIC BOARD OF EDUCATION

LAPSANSKI, JOSEPH $119,259 KEARNY TOWN

LOSCHIAVO, RICHARD $119,164 WEST NEW YORK BD OF ED

NEKEL, EDWARD J $119,155 PARAMUS BOROUGH

MAFFEI, PASQUALE $119,142 TRENTON CITY BD OF ED

ONEAL, ANITA S $119,139 WESTFIELD TOWN BD OF ED

LARKIN, RONALD $118,991 NEW BRUNSWICK BD OF ED

ONEIL, HOWARD $118,965 NEPTUNE TOWNSHIP

KIRBY, EDMOND M $118,959 TRENTON-JUDICIAL

CALLINAN, JOHN F $118,959 TRENTON-JUDICIAL

HUNTER, MAC D $118,959 TRENTON-JUDICIAL

FELDMAN, ROBERT $118,959 TRENTON-JUDICIAL

ROCKOFF, ALAN A $118,959 TRENTON-JUDICIAL

BRASE, WILLIAM C $118,952 MANCHESTER TOWNSHIP

PRESUTTI, ANTHONY $118,917 NORTH HUDSON REG FIRE & RESCUE

VALENTINE, WILLIAM C $118,871 NORTH HUDSON REG FIRE & RESCUE

OKUN, NICOLE L $118,837 OLD BRIDGE BD OF ED

HART, BERNARD M $118,810 FORT LEE BOROUGH

TESTA, JOSEPH P $118,800 JUDICIARY

FEDOR, THOMAS E $118,766 ELMWOOD PARK BOROUGH BD OF ED

TURNING, GERALD M $118,658 TINTON FALLS BOROUGH

COBURN, DONALD S $118,635 JUDICIARY

TOCCI, MICHAEL J $118,605 BAYONNE CITY

CAPOTORTO, PATRICK $118,429 NORTH BERGEN BD OF ED

KELLY, THOMAS P $118,426 JUDICIARY

SUBRYAN, RANDOLPH M $118,382 JUDICIARY

MECCA, DANIEL P $118,382 JUDICIARY

VISALLI, JOSEPH C $118,382 JUDICIARY

COURTNEY, JAMES P $118,382 JUDICIARY

AHTO, SALEM V $118,382 JUDICIARY

HOLLENBECK, HAROLD C $118,382 JUDICIARY

FOXEN, JAMES W $118,350 TENAFLY BOROUGH

HIRZ, THOMAS J $118,329 PATERSON CITY

DENHAM, ALDEN S $118,306 TEANECK BD OF ED

ACINAPURA, FRANK $118,206 UNION CITY BD OF ED

LESEMANN, ARTHUR J $118,200 TRENTON-JUDICIAL

DIGESERE, FRANK J $118,141 KEARNY TOWN BD OF ED

WEISSBARD, HARVEY $118,132 JUDICIARY

ROZANSKY, STANLEY $118,089 SECAUCUS TOWN

LUCID, ROBERT C $118,073 SUMMIT CITY

CALLAHAN, KEVIN G $118,057 JUDICIARY

HANAK, PAUL J $118,024 UNION CITY

SINNOTT, WILLIA $118,021 JERSEY CITY FIRE DEPT.

WILSON, RAYMOND P $118,003 HOLMDEL TOWNSHIP

CAUGHEY, EDWARD P $117,966 RUTHERFORD BOROUGH

GIORDANO, DAVID J $117,914 NEWARK CITY

PASQUARIELLO, JAMES K $117,865 PATERSON CITY

GOTTLIEB, MYRON H $117,849 TRENTON-JUDICIAL

CARUSO, JOSEPH C $117,840 KEANSBURG BOARD OF EDUCATION

MCLEAN, DAVID W $117,838 PASSAIC BOARD OF EDUCATION

CONLEY, ERMINIE $117,781 JUDICIARY

BYRD WECKER, BARBARA $117,781 JUDICIARY

WINDFUHR, ERNEST K $117,777 PARAMUS BOROUGH

WILLIAMS, RICHARD J $117,718 JUDICIARY

HURD, THELMA $117,682 ELIZABETH BD OF ED

SIMONE, DANIEL $117,675 HOBOKEN CITY

PERSI, MELINDO A $117,671 EDISON TWP BD OF ED

BOTCHEOS, GEORGE J $117,633 MULTIPLE

RIGA, RAYMOND $117,624 WAYNE TOWNSHIP

MOZGAI, JOHN $117,579 EDISON TOWNSHIP

TRIMMINGS, LAURA W $117,504 EAST ORANGE SCHOOL DISTRICT

STANGER, GEORGE H $117,503 JUDICIARY

BERRIAN, DAVID $117,454 CLOSTER BOROUGH

FULLILOVE, HAROLD W $117,439 JUDICIARY

KRONGEL, JUDITH $117,399 NORTH BERGEN BD OF ED

KENNEDY, JAMES A $117,297 TRENTON-JUDICIAL

DONATO, FRANK M $117,297 TRENTON-JUDICIAL

MARIANO, JOHN B $117,297 TRENTON-JUDICIAL

DAVIS, THEODORE Z $117,297 TRENTON-JUDICIAL

FEMMINELLA, CHA $117,271 MULTIPLE

PELOSI, PATRICK J $117,251 WEST ESSEX REGIONAL SCH DIST

RINDERKNECHT, DAVID L $117,241 RAMAPO INDIAN HILLS REG H S D

POLLOCK, STEWART G $117,172 TRENTON-JUDICIAL

HANDLER, ALAN B $117,172 TRENTON-JUDICIAL

GILROY, WILLIAM P $117,169 JUDICIARY

STEINEL, RICHARD J $117,122 UNION CITY

STRAUSS, RICHARD $117,083 LOWER CAPE MAY REG SCHOOL DIST

KOZLIK, THEODORE $117,079 WESTFIELD TOWN BD OF ED

SIINO, MARK P $117,060 LITTLE EGG HARBOR TOWNSHIP

LOMBARDI, CHARLES $117,035 JERSEY CITY PUBLIC SCHOOLS

BRAITHWAITE, DENNIS J $116,982 JUDICIARY

SCIUTO, ANTHONY J $116,755 TRENTON-JUDICIAL

KINGFIELD, JOHN F $116,755 TRENTON-JUDICIAL

KRAVARIK, MARTIN E $116,755 TRENTON-JUDICIAL

TOY, EDWARD J $116,755 TRENTON-JUDICIAL

MOSER, GEORGE P $116,755 TRENTON-JUDICIAL

GUERRERA, ARTHUR V $116,755 TRENTON-JUDICIAL

KHOURY, CHARLES V $116,725 CRESSKILL BD OF ED

UHRMACHER, BETTE E $116,696 JUDICIARY

BLUMSTEIN, TED I $116,679 EDGEWATER BORO BD OF ED

PAYNE, JEFFREY A $116,547 LIVINGSTON TOWNSHIP

ELLMYER, ROBERT A $116,545 EDISON TOWNSHIP

MONTGOMERY, ROB $116,516 TEANECK TOWNSHIP

NEIGEL, KEITH A $116,516 MILLBURN TWP PUBLIC SCHOOLS

CINQUE, DENNIS J $116,502 HACKENSACK CITY

GAYLORD, ANTHONY R $116,470 PRINCETON TOWNSHIP

MELLISH, DAVID A $116,442 DEPTFORD TWP BD OF ED

MANGARELLA, PETER J $116,407 NEW BRUNSWICK CITY

LUONGO, JOSEPH C $116,294 HASBROUCK HEIGHTS BD OF ED

GILSON, H V $116,251 BRIDGETON BD OF ED

CATRAMBONE, GEORGE L $116,219 LONG BRANCH BD OF ED

RICCIARDI, CHRIS $116,189 PATERSON CITY

FASULO, JOSEPH R $116,133 OLD TAPPAN BOROUGH

COLEFIELD, BERNICE $116,106 WEST MILFORD TOWNSHIP BD OF ED

VALCARCELJR, DARIO $115,979 GLEN ROCK BOROUGH BD OF ED

GORMAN, DOROTHY $115,920 SADDLE BROOK BD OF ED

TORMEY, THOMAS $115,918 UNION CITY

CORRADO, FRANK A $115,897 WEST ORANGE TOWNSHIP BD OF ED

RODRIGUEZ, MATHIAS E $115,830 JUDICIARY

PERRAPATO, CARMINE T $115,818 PASSAIC VALLEY SEWERAGE COMM

BENDER, JAMES F $115,761 WYCKOFF TOWNSHIP BD OF ED

DELYON, BRUCE W $115,728 LITTLE FALLS BD OF ED

MUNKACSI, JOYCE E $115,724 TRENTON-JUDICIAL

MILLER, ELIJAH L $115,706 JUDICIARY

BEREHEIKO, JOHN J $115,574 ATLANTIC CITY

PASSERO, ROBERT J $115,572 JUDICIARY

SPIRITO, RICHARD $115,509 HAWTHORNE BD OF ED

FREEDMAN, PHILIP M $115,493 TRENTON-JUDICIAL

ANDREW, MICHAEL A $115,493 TRENTON-JUDICIAL

FERRANTE, CARMEN A $115,493 TRENTON-JUDICIAL

GAYDOS, DONALD P $115,493 TRENTON-JUDICIAL

MURPHY, JAMES T $115,493 TRENTON-JUDICIAL

FRIEND, HERBERT S $115,493 TRENTON-JUDICIAL

ROTHENBERG, SYLVAN G $115,493 TRENTON-JUDICIAL

SACHAR, LEONARD S $115,493 TRENTON-JUDICIAL

RYAN, JOSEPH T $115,493 TRENTON-JUDICIAL

STEIN, KENNETH R $115,493 TRENTON-JUDICIAL

PINZONE, JOHN $115,484 FAIRVIEW BOROUGH

MACKIN, NANCY $115,464 RAMAPO COLLEGE OF NEW JERSEY

GREENSPAN, BERTRAM $115,401 ROWAN UNIVERSITY

FERENTZ, CAROL A $115,386 JUDICIARY

BOGGIA, PETER F $115,386 JUDICIARY

GIOVINE, PETER J $115,386 JUDICIARY

DAVIS, ELAINE L $115,386 JUDICIARY

SCANCARELLA, JOSEPH F $115,386 JUDICIARY

HERR, MARILYN R $115,386 JUDICIARY

HUMPHREY, ROSEANN $115,353 BOONTON TWP BD OF ED

BOGOVICH, JOHN P $115,265 RIDGEFIELD BOROUGH

KOHUT, MICHAEL F $115,262 PERTH AMBOY CITY

SIMON, JOHN P $115,237 ELIZABETH CITY

KINNEY, DOUGLAS J $115,194 BRICK TOWNSHIP

MCNEILL, JOHN T $115,178 JUDICIARY

KOYAK, WILLIAM $115,077 MAHWAH TOWNSHIP

LASALA, ALFRED $115,076 JERSEY CITY FIRE DEPT.

RICHARDS, WILLIAM A $115,052 LONG BRANCH CITY

CAPUTO, ANTHONY A $115,019 NEW BRUNSWICK CITY

DUNCAN, WILLIAM $114,993 PATERSON CITY

MORAN, ROBERT $114,990 ENGLEWOOD CITY

BOWEN, GEORGE T $114,974 JUDICIARY

STABACK, STEPHE $114,932 EDISON TOWNSHIP

GNASSI, CHARLES P $114,917 ANN KLEIN FORENSIC CENTER

ELLIS, ROBERT F $114,885 CAMDEN CO BD OF SOCIAL SRV

HOLSTON, JOHN S $114,852 JUDICIARY

BARRETT, MARTIN $114,840 ENGLEWOOD CLIFFS BOROUGH

JOHNSON, WIL $114,822 PRINCETON REGIONAL SCHOOL

MORRIS, DAVID $114,816 WALL TOWNSHIP

FARRELL, THOMAS F $114,765 RUTHERFORD BOROUGH

MIECZKOWSKI, GEORGE W $114,751 EDISON TOWNSHIP

ANIELLO, VINCENT $114,751 PARSIPPANY TROY HILLS BD OF ED

LUTHIN, MARION $114,712 ENGLEWOOD CLIFFS BD OF ED

VIETRI, MICHAEL $114,541 PALISADES PARK BOROUGH

ZAMPINO, THOMAS P $114,469 JUDICIARY

ERSEK, BARRY R $114,458 HADDONFIELD BD OF ED

HOFFMAN, BARNETT E $114,439 TRENTON-JUDICIAL

MAGNUS, KAREN $114,421 NORTH BERGEN BD OF ED

GIORDANO, ANDRE $114,364 UNION TOWNSHIP (UNION)

RENNE, JOSEPH E $114,308 WEST PATERSON BOROUGH

SULLIVAN, MARK A $114,303 JUDICIARY

SCHWARZ, AUGUST B $114,206 HOBOKEN CITY

ERSKINE, MICHAEL J $114,194 ATLANTIC CITY

MANDELL, MARTIN J $114,171 NORTH HUDSON REG FIRE & RESCUE

COWELL, MARK $114,141 PEMBERTON TOWNSHIP BD OF ED

ARNOLD, LEONARD N $114,137 TRENTON-JUDICIAL

SNYDER, WILLIAM F $114,047 SECAUCUS HOUSING AUTHORITY

LEE, ROBERT W $114,017 RIDGEFIELD PARK VILLAGE

FITZGERALD, THOMAS B $113,958 JERSEY CITY FIRE DEPT.

COLLOW, THOMAS H $113,940 OLD BRIDGE TOWNSHIP

HURLEY, JOSEPH G $113,926 BAYONNE CITY

CUNNING, EDWARD T $113,913 HOBOKEN CITY

VINCENT, PATRICIA $113,897 HAMILTON TWP BD OF ED (MERCER)

DILTS, THOMAS H $113,850 JUDICIARY

GRIFFITH, ALEASE $113,840 EAST ORANGE SCHOOL DISTRICT

INTILE, JOSEPH L $113,834 BLOOMFIELD TOWNSHIP

THATSNEYAKUL, YAOVARES $113,767 OFFICE OF COMPTROLLER -TREASURY

ORTENZIO, PAUL $113,729 CLARK TWP BD OF ED

FLEMMING, THOMAS J $113,717 WASHINGTON TWP BD OF ED (GLOUC)

GRAHAM, KENNETH $113,696 PARSIPPANY TROY HILLS BD OF ED

COUGHLIN, JOSEPH $113,691 BAYONNE CITY

LUICK, EDWARD W $113,642 LAKEWOOD TWP BD OF ED

CASAPULLA, JOSEPH $113,627 ELMWOOD PARK BOROUGH BD OF ED

SERAFINO, KATHLEEN C $113,603 NUTLEY BD OF ED

STAHNTEN, ROSE $113,580 HILLSIDE BOARD OF EDUCATION

DERCOLE, FRANK L $113,573 NORWOOD BOROUGH

MAILOT, JOHN A $113,509 BELLEVILLE TOWNSHIP

GERBA, RONALD G $113,456 EDISON TOWNSHIP

WRIGHT, ROBERT J $113,360 HACKENSACK CITY

ZISA, FRANK C $113,355 HACKENSACK CITY

STROUMTSOS, NICHOLAS J $113,231 JUDICIARY

VASTA, FRANK A $113,212 NORTH HUDSON REG FIRE & RESCUE

DONATELLI, ROCCO $113,209 MULTIPLE

HOUSTON, LESLIE A $113,205 LONG BEACH TOWNSHIP

KOENIG, PAUL T $113,173 JUDICIARY

FELICE, FREDERICK $113,152 OCEAN COUNTY VOCATIONAL SCHOOL

BLANCHARD, MICHAEL J $113,142 JERSEY CITY FIRE DEPT.

MCNULTY, MARTIN L $113,142 JERSEY CITY FIRE DEPT.

LANDAU, DAVID $113,118 TRENTON-JUDICIAL

BROWN, THOMAS C $113,074 TRENTON-JUDICIAL

CONNOR, MICHAEL R $113,054 JUDICIARY

SPANO, JOSEPH J $113,047 ENGLEWOOD CLIFFS BD OF ED

MCELMON, BETTY $112,980 WEST LONG BRANCH BD OF ED

SARDINEER, EDWARD A $112,942 PARAMUS BOROUGH

CAMPBELL, GEORGE R $112,940 EDISON TOWNSHIP

BERGAMOTTO, JOANNE $112,927 NEWARK PUBLIC SCHOOLS

PIROZZOLI, NUCENZIO $112,917 LINDEN CITY

MICHAELSON, EDWARD L $112,905 WOODCLIFF LAKE BD OF ED

SULLIVAN, CORNELIUS P $112,899 JUDICIARY

MESSINA, JOSEPH C $112,899 JUDICIARY

HERMAN, MARTIN A $112,899 JUDICIARY

FRATTO, JOHN A $112,899 JUDICIARY

SANTIAGO, JOSEPH J $112,895 NEWARK CITY

JONES, LOWELL F $112,894 NEWARK CITY

BROWN, STUART C $112,865 MANALAPAN TOWNSHIP

FALL, ROBERT $112,834 JUDICIARY

PALLOZZI, DENNIS P $112,805 HARDING TOWNSHIP BD OF ED

BABIAK, STEVEN J $112,762 BERGEN COUNTY

FERRERI, ROBERT $112,750 CLIFTON CITY

LINTNER, JACK L $112,716 JUDICIARY

MARINI, JOSEPH A $112,714 CAMDEN CITY

DELGUERCIO, ATTILIO $112,690 MULTIPLE

ROWE, JEFFREY A $112,651 CEDAR GROVE TOWNSHIP

SIMONE, CHERYL L $112,644 WASHINGTON TWP BD OF ED (GLOUC)

LOFTUS, MARILYN $112,627 TRENTON-JUDICIAL

HUMPHREYS, BURRELL I $112,627 TRENTON-JUDICIAL

BROCKEL, RICHARD J $112,623 RIDGEFIELD BORO BD OF ED

HIMMELBERGER, JOHN G $112,605 TRENTON-JUDICIAL

LISA, JOSEPH F $112,561 JUDICIARY

HILLING, RAYMOND J $112,507 POINT PLEASANT BOROUGH

SELOWENTCHICH, BRUCE P $112,465 PATERSON CITY

WATSON, DENNIS $112,280 MIDDLESEX COUNTY

PETRILLO, JOSEPH $112,274 BELLEVILLE BD OF ED

ERBE, LINDA F $112,227 HOBOKEN BOARD OF EDUCATION

KEARNEY, TIMOTH $112,119 JERSEY CITY FIRE DEPT.

KEARNEY, THOMAS $112,119 JERSEY CITY FIRE DEPT.

SISCO, MICHAEL $112,046 BLOOMFIELD TOWNSHIP

TAHANEY, CHARLE $112,016 LIVINGSTON TOWNSHIP

GAROFOLO, ALBERT J $111,994 JUDICIARY

COCCHIOLA, FRANK A $111,979 WALLINGTON BOROUGH BD OF ED

BLAKE, THOMAS G $111,939 ALPINE BOROUGH

KING, MICHAEL P $111,938 JUDICIARY

EGBERT, GEORGE E $111,871 RUTHERFORD BOROUGH

SYERS, JOHN F $111,868 ELIZABETH CITY

SCHLARMAN, LORRAINE R $111,826 TENAFLY BD OF ED

MENDLOVITZ, SAUL H $111,806 RUTGERS UNIVERSITY

GRADY, ROBERT L $111,794 LIVINGSTON BD OF ED

RICIGLIANO, DAVID G $111,784 NORTH BERGEN TOWNSHIP

DEUS, MANUEL E $111,770 MORRIS HILLS REGIONAL DISTRICT

SNYDER, OWEN M $111,730 RANDOLPH TOWNSHIP BD OF ED

ROMANO, ANTHONY L $111,678 HOBOKEN CITY

BEGLIN, EDWARD $111,677 JUDICIARY

BOBER, JOSEPH $111,664 NJ TRANSIT CORPORATION

KUCAB, MICHAEL $111,635 ELIZABETH CITY

DEEGAN, JOHN W $111,635 ELIZABETH CITY

FLORA, ROBERT A $111,608 JERSEY CITY FIRE DEPT.

JOHNS, GEORGE J $111,607 JERSEY CITY FIRE DEPT.

GRECZYN, JEFFREY A $111,580 MIDDLESEX COUNTY

MICHELS, HERMAN D $111,534 TRENTON-JUDICIAL

SIMON, MARGUERITE T $111,463 JUDICIARY

COLAGRECO, JAMES $111,462 CLIFFSIDE PARK BD OF ED

CAMP, RICHARD C $111,398 JUDICIARY

BILBAO, KAREN L $111,376 MIDDLETOWN TWP BD OF ED

FLYNN, TERENCE P $111,375 JUDICIARY

OLES, EDWARD M $111,375 JUDICIARY

GERMINARIO, VITO $111,309 MOORESTOWN TOWNSHIP BD OF ED

SETARO, WILLIAM J $111,263 FREEHOLD TWP BD OF ED

BERTA, RICHARD $111,252 CARLSTADT BOROUGH

CONNELLY, JAMES $111,246 SUMMIT CITY

SNIDER, JOYCE A $111,196 UPPER SADDLE RIVER BD OF ED

FARLEY, RAYMOND $111,195 HUNTERDON CENTRAL HIGH SCHOOL

MCNALLY, GREGORY J $111,185 STAFFORD TOWNSHIP

FORZIATI, RAYMOND J $111,181 MIDDLESEX COUNTY

FRANCESCO, VICTOR J $111,160 ATLANTIC CITY

BELL, JOSEPH J $111,144 MULTIPLE

MIICK, GREGORY $111,126 LAKEWOOD TOWNSHIP

SCOZZARO, JOHN $111,102 PASSAIC BOARD OF EDUCATION

FIGAROTTA, ROBERT P $111,080 TRENTON-JUDICIAL

GEORGES, LOUIS A $111,064 COMPENSATION RATING & INS BUR

GOLDSTEIN, MICHAEL $110,975 PASSAIC BOARD OF EDUCATION

JUCHNEWICZ, STEVEN $110,966 BAYONNE CITY

RYGLICKI, JOSEPH J $110,966 NORTH BERGEN BD OF ED

SHUSTER, NEIL H $110,924 JUDICIARY

LOWRY, SIDNEY $110,923 KEARNY TOWN

CALHOUN, GLADYS $110,920 EAST ORANGE SCHOOL DISTRICT

HARTNETT, EDWARD $110,910 UNION CO EDUC SERV COMMISSION

FILIPPELLO, MICHAEL T $110,876 PARSIPPANY TROY HILLS TOWNSHIP

LENTINI, GARY $110,858 WEST NEW YORK BD OF ED

MUNOZ, OCTAVIO $110,856 NJ DEPT OF CORRECTIONS

HARTNETT, KEVIN J $110,842 BERGEN COUNTY

FRIEDLAND, GARY $110,838 SPRINGFIELD TWP BD ED (UNION)

VILLANUEVA, CHARLES E $110,829 TRENTON-JUDICIAL

DUNTON, CHRISTOPHER L $110,800 JACKSON TOWNSHIP

ODONNELL, JOHN $110,759 LIVINGSTON TOWNSHIP

VILLANO, DENNIS G $110,754 BELLEVILLE BD OF ED

SMITH, JAMES M $110,736 NEWARK CITY

CLYNE, JAMES D $110,714 JUDICIARY

RUSSELL, KAREN $110,714 JUDICIARY

STARK, ISABEL B $110,714 JUDICIARY

CUMMIS, PHILIP B $110,714 JUDICIARY

MERKELBACH, DONALD W $110,714 JUDICIARY

MACKENZIE, KENNETH C $110,714 JUDICIARY

WEISS, LAWRENCE $110,632 TRENTON-JUDICIAL

ROSS, GRAHAM $110,620 JUDICIARY

CASTORAL, JEAN $110,599 PISCATAWAY BD OF ED ADMN BLDG

MAHON, ROGER F $110,556 JUDICIARY

DOLAGHAN, THOMAS K $110,342 HARRISON TOWN (HUDSON)

TORRONE, JOSEPH G $110,256 BRIELLE BORO BD OF ED

DIMUZIO, JOHN A $110,251 EDISON TWP BD OF ED

LISA, CAROL A $110,240 BERGEN CO VOCATIONAL SCHOOL

MURRAY, THOMAS J $110,207 SUMMIT CITY

CROTTY, KATHLEEN $110,202 LEGISLATURE SENATE

ROSENBERG, JAMES J $110,135 MORRIS COUNTY

MARTIN, DONALD $110,096 EDGEWATER BOROUGH

LAKE, MICHAEL T $110,090 NEPTUNE TWP BD OF ED

CREDIDIO, ALEXANDER T $110,019 PATERSON CITY

PAPI, BRENT N $109,917 EDISON TOWNSHIP

FIORINI, ROBERT L $109,853 ESSEX CO VOCATIONAL SCHOOL

LIZARDO, LORETO D $109,820 GREYSTONE PARK PSYCH HOSPITAL

GALLAGHER, JOSEPH $109,787 JERSEY CITY FIRE DEPT.

DEYOUNG, BRUCE $109,758 RAMSEY BOROUGH BD OF ED

SULLIVAN, TIMOTHY J $109,750 TRENTON-JUDICIAL

ROBERTS, THOMAS W $109,734 DUMONT BOROUGH BD OF ED

PERILLO, ANTHONY S $109,716 NEWARK CITY

GAUPP, MILDRED $109,705 SOMERSET COUNTY_FINANCE OFFICE

ODONNELL, THOMAS P $109,669 WEST NEW YORK TOWN

COSTELLO, PAUL R $109,668 WEST MILFORD TOWNSHIP

SUTHERLAND, CARLA M $109,662 SAYREVILLE BD OF ED_SELOVER ELM

EGGERS, FREDERI $109,639 JERSEY CITY FIRE DEPT.

TRIGG-SCALES, IDA T $109,636 MONTCLAIR BD OF ED

SARSFIELD, LUKE $109,619 RUTHERFORD BORO BD OF ED

ROSEVEAR, CAROL L $109,595 SOUTH BOUND BROOK BD OF ED

JAHN, MICHAEL $109,542 MULTIPLE

OLDT, ROBERT J $109,474 MOORESTOWN TOWNSHIP BD OF ED

FRIZE, JOHN J $109,465 HILLSIDE TOWNSHIP

MCGARRIL, FREDERICK L $109,463 BOROUGH OF BERGENFIELD

DEGNAN, MICHAEL J $109,443 TRENTON-JUDICIAL

FERRAIUOLO, ROBERT $109,422 HUDSON REG HEALTH COMMISSION

BURKE, JOHN F $109,372 CLIFTON CITY

FOLEY, JAMES M $109,370 ATLANTIC CITY

MAHLER, WALTER R $109,350 BRIDGEWATER-RARITAN REG SCH DIS

REGINO, DANIEL $109,245 TENAFLY BOROUGH

COOPER, ROBERT A $109,226 POINT PLEASANT BOROUGH

ODONNELL, MICHAEL J $109,220 JERSEY CITY

HOOD, CHARLES G $109,186 BELLEVILLE TOWNSHIP

KERWIN, MARCIA S $109,181 MULTIPLE

FINN, THOMAS W $109,159 EAST BRUNSWICK TOWNSHIP

SAUNDERS, AMOS C $109,026 TRENTON-JUDICIAL

PORITZ, DEBORAH T $108,980 JUDICIARY

CONROY, GEORGE J $108,928 HOBOKEN CITY

LADAGE, RICHARD $108,928 HOBOKEN CITY

KELLY, JOSEPH T $108,917 ABERDEEN TOWNSHIP

KING, JOSEPH D $108,915 MONROE TWP BD OF ED (MIDDLESEX)

SUESSMUTH, ROBERT A $108,895 GLOUCESTER TWP BD OF ED

MAIELLA, JOSEPH J $108,890 LINCOLN PARK BOROUGH

STRUBLE, BARBARA $108,887 EATONTOWN BD OF ED

MERLI, JOSEPH $108,885 RUTHERFORD BOROUGH

COBB, ROBERT W $108,854 JERSEY CITY FIRE DEPT.

PECORA, MARK W $108,853 UNION CITY

VOGELSON, MAXWELL A $108,801 JUDICIARY

TORACK, EDWARD V $108,801 JUDICIARY

LITTLE, CHARLES A $108,801 JUDICIARY

DUNN, THOMAS G $108,796 ELIZABETH BD OF ED

CONRY, DONALD W $108,795 NORTH BRUNSWICK TOWNSHIP

RAPUANO, JOSEPH A $108,741 UNIV OF MED AND DENT OF N J

GOTTLIEB, JEFFREY J $108,714 EDISON TOWNSHIP

PAWLOWSKI, FRANCIS E $108,707 BAYONNE CITY

CHAIET, PAUL F $108,682 JUDICIARY

CORCORAN, WILLIAM M $108,661 RIDGEWOOD VILLAGE

SMITH, JAMES F $108,660 ATLANTIC CITY

BRENNER, BENJAMIN $108,659 ATLANTIC CITY

MAYER, ANTHONY G $108,579 HILLSIDE TOWNSHIP

WHITKEN, MELVIN S $108,578 JUDICIARY

AKLONIS, LORRAINE $108,526 RAHWAY CITY BD OF ED

WRIGHT, ROBERT $108,513 PARAMUS BOROUGH

HAWKINS, RUDOLPH N $108,463 JUDICIARY

CANTWELL, PAUL $108,427 TENAFLY BOROUGH

GILLINGHAM, EVAN S $108,422 BERGEN CO VOCATIONAL SCHOOL

FULMORE, JOSEPH $108,403 PATERSON BD OF ED

BOWEN, GARY R $108,400 MONTVILLE TWP BD OF ED

HOLLENFER, WILLIAM J $108,396 ENGLEWOOD CITY

MILLER, ANTHONY $108,396 BERGEN CO VOCATIONAL SCHOOL

TESSARO, THOMAS $108,374 FORT LEE BOROUGH

OBRIEN, JOHN M $108,346 HOBOKEN CITY

KEEPERS, EDGAR S $108,316 GATEWAY REGIONAL HIGH SCHOOL

MARKEY, ANDREW $108,287 HOBOKEN CITY

FERNANDEZ, OSCAR $108,267 WEST NEW YORK TOWN

NEWMAN, DAVID $108,228 JACKSON TOWNSHIP

VANECK, ALLAN $108,206 MAHWAH BD OF ED

MOPPERT, DAVID J $108,203 HARRINGTON PARK BOROUGH

CARROLL, JOHN $108,199 HACKENSACK CITY

SZYMANSKI, DOLORES M $108,189 BURLINGTON CO INSTITUTE OF TECH

RYDZEWSKI, EDWARD $108,108 NEWARK CITY

WALSH, DAVID B $108,100 HACKENSACK CITY

SMITH, CHARLES R $108,098 PALISADES PARK BD OF ED

NOONAN, RICHARD $108,062 MADISON BORO BD OF ED

LAGRECA, JOHN R $108,051 EAST RUTHERFORD BOROUGH

SPAIN, WILLIAM W $108,049 EAST WINDSOR TOWNSHIP

MASLO, DOLORES H $108,036 LINDEN CITY BD OF ED

LIPUMA, JOHN $108,010 RIDGEWOOD VILLAGE

HRITZ, MICHAEL T $107,992 EDISON TOWNSHIP

LABRUNO, JOSEPH $107,959 HOBOKEN CITY

LACHENAUER, ROBERT $107,956 NEW PROVIDENCE BD OF ED

LANDERS, THOMAS L $107,938 RIDGEWOOD VILLAGE

CLIFFORD, ROBERT L $107,917 TRENTON-JUDICIAL

FERRARELLI, RICHARD $107,889 JACKSON TOWNSHIP

HALDEMAN, RICHARD S $107,868 CAMDEN COUNTY TECHNICAL SCHOOLS

CABRAL, ROBERT $107,852 NORTH HUDSON REG FIRE & RESCUE

MEEHAN, WILLIAM C $107,846 JUDICIARY

BEVINS, BARTHOLOMEW J $107,763 KEARNY TOWN

MACELLARO, JOSEPH A $107,720 BERGEN COUNTY

VETRANO, GLEN V $107,715 PATERSON CITY

BOXER, SHELDON T $107,713 LAKEWOOD TWP BD OF ED

CORSO, THOMAS J $107,691 HILLSIDE TOWNSHIP

STARACE, RONALD $107,688 RIVER EDGE BOROUGH

SMITH, BRIAN P $107,685 PARAMUS BOROUGH

SMITH, MARK A $107,683 BAYONNE CITY

MCKEON, EDWARD M $107,683 CALDWELL WEST CALDWELL BD OF ED

GIANNOTTI, EDWA $107,680 NORTHVALE BOROUGH

SCHWEIGART, CHARLES A $107,672 STAFFORD TOWNSHIP

MITCHELL, EDWARD C $107,664 EAST BRUNSWICK TOWNSHIP

MAYER, SCOTT F $107,663 EAST BRUNSWICK TOWNSHIP

COOK, WILLIAM J $107,662 JUDICIARY

JONES, CLARENCE S $107,625 CHERRY HILL TOWNSHIP

OCCHINO, VINCENT J $107,621 PASCACK VALLEY REG H S DIST

LUMINIELLO, JOHN T $107,596 EDISON TOWNSHIP

HALL, FRANCIS R $107,589 WALL TOWNSHIP

SILBER, ARTHUR D $107,558 NJ TRANSIT CORPORATION

NOLAN, RICHARD T $107,527 PEMBERTON TOWNSHIP BD OF ED

ROMAN, RICHARD $107,485 HACKENSACK CITY

COHEN, RONALD $107,432 MIDDLE BROOK REG HEALTH COMM

PEDALINO, VINCENT J $107,419 TOMS RIVER_TOWNSHIP

FRIEDMAN, VICTOR $107,409 TRENTON-JUDICIAL

TENHOEVE, JAMES $107,401 MULTIPLE

DREIER, WILLIAM A $107,393 TRENTON-JUDICIAL

LUCAS, THOMAS A $107,365 BOROUGH OF BERGENFIELD

HUBNER, ROBERT J $107,339 WOODBRIDGE TOWNSHIP

DOX, MATTHEW J $107,327 WAYNE TOWNSHIP

DAVITT, JAMES $107,318 UNION TOWNSHIP (UNION)

NOVEMBRE, JOSEPH $107,310 HAMILTON TWP BD OF ED (MERCER)

ABATE, CHARLES $107,248 RIDGEWOOD TWP BD OF ED

GREENBERG, M W $107,220 RUTGERS UNIVERSITY

PETRONELLA, JOHN $107,197 BRIDGEWATER-RARITAN REG SCH DIS

BELLOMO, PHILIP J $107,195 PARAMUS BOROUGH

ONEILL, RONALD $107,176 PARAMUS BOROUGH

FERRELL, DAVID C $107,173 CARLSTADT BOROUGH

DOWD, WILLIAM A $107,151 KENILWORTH BOROUGH

LESURE, PERCY $107,140 MULTIPLE

GRUCCIO, PHILIP A $107,136 TRENTON-JUDICIAL

O’BRIEN, THOMAS S $107,136 TRENTON-JUDICIAL

BURNS, BARRY C $107,058 WOODBRIDGE TOWNSHIP

CODEY, EUGENE J $107,044 JUDICIARY

BARRETT, KEVIN J $107,033 ENGLEWOOD CITY

HAGUE, DOUGLAS T $106,975 TRENTON-JUDICIAL

BRUNO, JOSEPH $106,974 WEST ORANGE TOWNSHIP BD OF ED

ZEGLARSKI, ROBERT L $106,952 MILLBURN TWP PUBLIC SCHOOLS

OCCHIUZZO, J $106,947 CARLSTADT BOROUGH

CRAMPTON, PETER J $106,925 PATERSON CITY

KRONCKE, ROBERT $106,923 HASBROUCK HEIGHTS BOROUGH

MARTIN, JEFFREY $106,920 MULTIPLE

THORNTON, JOEL $106,893 HACKENSACK CITY

DECORDOVA, DONALD W $106,847 JUDICIARY

PATEL, RAJANI J $106,824 TRENTON PSYCHIATRIC HOSPITAL

STANTON, REGINALD $106,820 TRENTON-JUDICIAL

SULLIVAN, TIMOTHY J $106,796 PARAMUS BOROUGH

CALAMUSA, NICHOLAS A $106,728 PASSAIC BOARD OF EDUCATION

TIERNAN, PAUL M $106,701 TEANECK TOWNSHIP

SCHWARTZ, ROBERT A $106,701 ATLANTIC CITY

ERB, MICHAEL W $106,679 LIVINGSTON TOWNSHIP

ROSENBERG, RICHARD $106,668 SOUTH ORANGE-MAPLEWOOD BD OF ED

CINARDO, CARL $106,623 LYNDHURST TOWNSHIP

VEALE, BRENDA $106,619 EAST ORANGE SCHOOL DISTRICT

BIER, LEONARD T $106,611 MULTIPLE

GLICKMAN, HERBERT S $106,600 TRENTON-JUDICIAL

GLASS, WILLIAM R $106,597 ATLANTIC CITY

HORBELT, ROBERT $106,583 BARNEGAT TWP BD OF ED

MARCHAND, ARTHUR J $106,576 CUMBERLAND COUNTY

JACKSON, GEORGE $106,552 EATONTOWN BOROUGH

HARPER, JOHN J $106,544 JUDICIARY

ROSAMILIA, ANTHONY $106,487 NJ SPORTS & EXPOSITION AUTH

GOLA, EDWARD F $106,470 BURLINGTON CITY BD OF ED

CAULFIELD, JAMES M $106,468 UNION TWP BOARD OF ED (UNION)

FIGUEROA, EDWIN $106,465 CAMDEN CITY

DORICK, MICHAEL T $106,440 TOMS RIVER_TOWNSHIP

PUGLIA, ANTHONY P $106,440 PATERSON CITY

HANSSON, GLENN R $106,432 BAYONNE CITY

PUZZO, SALVATORE $106,423 PASSAIC BOARD OF EDUCATION

SPEIDEL, DOUGLAS A $106,350 ENGLEWOOD CLIFFS BOROUGH

SCHLOSSER, MARVIN E $106,350 JUDICIARY

FRIEDMAN, JOSEPH $106,343 MOTION PICTURE & TV DEV. COMM.

JUNIAK, JOSEPH S $106,337 TRENTON CITY

WALKER, ROBERT G $106,332 KITTATINNY REGIONAL H S

FICKEN, RAYMOND $106,324 NORTH HUDSON REG FIRE & RESCUE

CANATARO, JOSEPH F $106,303 DEPTFORD TWP BD OF ED

GEUEKE, EDWARD $106,285 RANDOLPH TOWNSHIP BD OF ED

STRACCO, JOSEPH M $106,270 LENAPE VALLEY REG H S DIST

SIMPSON,JR, ARTHUR J $106,254 TRENTON-JUDICIAL

CAMPBELL, BRUCE R $106,252 OFFICE OF ADM LAW

COLLETTI, ROBERT C $106,245 TRENTON CITY

TOSCANO, MICHAEL P $106,189 CLEARVIEW REGIONAL BD OF ED

GEORGE, JOAN M $106,187 OLD BRIDGE BD OF ED

GIBBS, JOHN $106,176 SEA GIRT BD OF ED

BEKIARIAN, ANGE $106,166 EDISON TOWNSHIP

PISCAL, FRANCIS P $106,155 JUDICIARY

DAUBER, JOHN L $106,128 EDISON TOWNSHIP

SPAN, MIRIAM N $106,125 JUDICIARY

PLECHNER, RICHARD F $106,112 TRENTON-JUDICIAL

FANNING, MICHAEL J $106,109 UPPER SADDLE RIVER BORO

SIERCHIO, RICHARD $106,103 ROSELAND BD OF ED

MCDONALD, EDWIN J $106,075 PERTH AMBOY CITY

HOLMES, ROBERT C $106,010 MARLBORO TOWNSHIP

MCCORMICK, TIMOTHY E $105,988 BLOOMFIELD TOWNSHIP

CROTHERS, THOMAS R $105,980 EAST BRUNSWICK TOWNSHIP

TAYLOR, CHRISTINE $105,966 NEWARK PUBLIC SCHOOLS

KUHN, VINCENT P $105,963 NEWARK CITY

SWEENEY, JOHN A $105,961 JUDICIARY

KAHN, ROGER M $105,899 JUDICIARY

POWELL, JERE R $105,876 WOOLWICH TOWNSHIP

HARDING, J.NORRIS $105,868 TRENTON-JUDICIAL

D’AMBROSIO, ROCCO L $105,868 TRENTON-JUDICIAL

O’HALLORAN, KEVIN M $105,868 TRENTON-JUDICIAL

MANNION, THOMAS B $105,868 TRENTON-JUDICIAL

WALSH, JAMES J $105,868 TRENTON-JUDICIAL

TURNAMIAN, ALEX $105,844 BERGENFIELD BD OF ED

AMORESANO, VINCENT $105,837 PATERSON CITY

SELTZER, GEORGE L $105,801 JUDICIARY

RESTAINO, MICHAEL $105,771 NORTH JERSEY WATER SUPPLY COMM

GREENWOOD, ARCHIE $105,761 LONG BRANCH BD OF ED

TESTA, NICHOLAS T $105,737 KEARNY TOWN BD OF ED

DOWNS, ARTHUR C $105,735 WEST WINDSOR PLAINSBORO REG

SMITH, JAMES C $105,729 BUTLER BORO BD OF ED

RUDDER, WALTER $105,666 BURLINGTON CO INSTITUTE OF TECH

WILLIAMS, ERNEST $105,636 TRENTON CITY

KOLMOS, JOHN H $105,620 BERGEN CO VOCATIONAL SCHOOL

TICE, JAMES D $105,610 PATERSON CITY

DIGUGLIELMO, DENNIS $105,610 PATERSON CITY

MORLEY, NORMAN $105,610 PATERSON CITY

SMITH, DONALD A $105,567 TRENTON-JUDICIAL

WELLS, HAROLD B $105,566 JUDICIARY

TASCA, JAMES J $105,563 PATERSON CITY

DELEHEY, CHARLES A $105,559 JUDICIARY

CARTER, ROBERT $105,537 NEWARK CITY

CORBO, NICHOLAS $105,526 ROSELAND BD OF ED

HARRIS, KEVIN B $105,485 PISCATAWAY TOWNSHIP

CHOLEWCZYNSKI, HENRY E $105,482 CLIFTON CITY

PREISSLER, EDWARD R $105,478 BERGEN CO BD OF SOC SERV

CHISHOLM, WILLIAM E $105,442 SPRINGFIELD TOWNSHIP (UNION)

KANTNER, MICHAEL H $105,416 CAMDEN CO BD OF CHOSEN FRHLDRS

RIKER, JOHN G $105,392 NEWARK CITY

TRELLA, JOEL G $105,385 BERGEN COUNTY

JARENSKY, STANLEY A $105,378 PASSAIC CITY

BACK, AARON $105,364 RIVER VALE TOWNSHIP

MEYER, PAUL J $105,354 TRENTON CITY

BRINGA, ALBERTO L $105,333 WEST NEW YORK TOWN

DEMAREO, MARK $105,291 PLUMSTED TWP BD OF ED

DOUGARD, RONALD J $105,243 BRICK TOWNSHIP

BUGLIONE, FRANK R $105,237 RAHWAY CITY BD OF ED

GONZALEZ, CLAUD $105,228 UNION CITY

NETCHERT, WILLIAM $105,223 HUDSON CO IMPROVEMENT AUTH

AVOLETTA, MICHA $105,215 WEEHAWKEN TOWNSHIP

DEVER, EDWARD L $105,102 NEPTUNE TWP BD OF ED

EMMERMAN, PATRICIA A $105,089 FREEHOLD REG H S DISTRICT

TURNAMIAN, PETER $105,086 BERGENFIELD BD OF ED

MANZETTI, STEVEN $105,073 HOBOKEN CITY

METCALFE, KENNETH G $105,073 HOBOKEN CITY

LOMIA, FRANK $105,061 HACKENSACK CITY

PELLEGRINO, JOSEPH $105,053 PATERSON CITY

FARLEY, PATRICK $105,047 ENGLEWOOD CLIFFS BOROUGH

RIMMER, ROBERT J $105,029 NORTH BRUNSWICK BD OF ED

RYAN, JOHN T $105,025 WEST ORANGE TOWNSHIP

WALKER, HENRY H $105,022 RUTHERFORD BOROUGH

GIANGERUSO, CHARLES P $104,973 LYNDHURST TOWNSHIP

SALIM, JOHN R $104,951 HACKENSACK CITY

DARCO, JOSEPH O $104,943 KEARNY TOWN

LOERTSCHER, JOHN F $104,932 WAYNE TOWNSHIP

DEMARCO, A P $104,930 SOMERSET COUNTY_FINANCE OFFICE

SEIDEL, ROBERT $104,881 KEANSBURG BOARD OF EDUCATION

ZIEMIAN, JOHN A $104,871 MULTIPLE

GRIBBEN, DONALD $104,860 WEST NEW YORK TOWN

GIANNONE, DONALD $104,852 TEANECK TOWNSHIP

MOONEY, MICHAEL P $104,842 LAKEWOOD TOWNSHIP

SADRUD-DIN, ABDUL HAKIM $104,827 NEWARK CITY

ZIELKE, EDWARD O $104,823 LIVINGSTON TOWNSHIP

SNYDER, RICHARD J $104,790 TRENTON CITY

RITZEL, CHARLES A $104,781 ATLANTIC CITY

TULENKO, SANDRA $104,777 PASSAIC BOARD OF EDUCATION

POGARSKY, ALAN J $104,768 JUDICIARY

DAMICO, RICHARD T $104,756 CLOSTER BOROUGH

BALLARD, BARRY L $104,751 COMMERCIAL TWP BD OF ED

BEY, CLAUDE $104,708 NEWARK PUBLIC SCHOOLS

BUONOCORE, FRED $104,689 WOODBRIDGE TOWNSHIP BD OF ED

CATANESE, JOSEPH J $104,668 NEW BRUNSWICK CITY

KLOO, ALFRED C $104,649 WAYNE TOWNSHIP

HALMA, CHRISTOPHER $104,636 BAYONNE CITY

SCHMIDT, FRANK $104,623 CARLSTADT BOROUGH

DEPREKER, AUGUST $104,604 MIDLAND PARK BORO BD OF ED

DAMATO, THOMAS V $104,585 JERSEY CITY FIRE DEPT.

DEPOLO, DANIEL J $104,570 POINT PLEASANT BEACH BOROUGH

BOVINO, SALVATORE $104,569 JUDICIARY

BALDINO, MARIO A $104,566 PATERSON CITY

TITUS, C R $104,545 RIDGEWOOD TWP BD OF ED

AHEARN, FRED P $104,518 TEANECK TOWNSHIP

GRYGO, RONALD C $104,502 SOUTH RIVER BORO BD OF ED

SKOWRONSKI, WILLIAM J $104,499 SAYREVILLE BD OF ED_SELOVER ELM

MAHON, ROBERT J $104,480 OCEAN TWP BD OF ED (MONMOUTH)

TIETJEN, BRUCE S $104,476 NORTHVALE BOROUGH

KELLY, LOUIS E $104,476 ELIZABETH CITY

RICHMOND, GARY $104,460 NORTH BERGEN TOWNSHIP

LIBRIE, STEVEN $104,454 TEANECK TOWNSHIP

TRZESZKOWSKI, BARBARA $104,448 KEANSBURG BOARD OF EDUCATION

WIREN, KENNETH S $104,433 PARAMUS BOROUGH

POLLOCK, STEVEN $104,410 OCEAN COUNTY

SCHENK, RICHARD $104,374 CALDWELL WEST CALDWELL BD OF ED

GREENE, CLAIRE $104,365 NORTH ARLINGTON BD OF ED

LATERRA, RICHARD $104,352 NORTH HUDSON REG FIRE & RESCUE

VASILE, EUGENE J $104,324 PARSIPPANY TROY HILLS BD OF ED

CONTE, JOHN $104,292 JUDICIARY

GARRENGER, ROBERT L $104,284 TRENTON-JUDICIAL

KUHLTHAU, JOHN S $104,284 TRENTON-JUDICIAL

CALLAHAN, JOHN J $104,284 TRENTON-JUDICIAL

QUACKENBOSS, ROBERT T $104,284 TRENTON-JUDICIAL

CAVANAUGH, ROBERT F $104,284 TRENTON-JUDICIAL

SWEEN, BIRGER M $104,284 TRENTON-JUDICIAL

CASS, ROSEMARY H $104,284 TRENTON-JUDICIAL

IRONSON, BURTON J $104,284 TRENTON-JUDICIAL

CRABTREE, DAVID E $104,284 TRENTON-JUDICIAL

MCGANN, PATRICK J $104,284 TRENTON-JUDICIAL

MARGULIES, SEYMOUR $104,284 TRENTON-JUDICIAL

COOPER, STEVAN L $104,270 BLOOMFIELD TOWNSHIP

PAKULSKI, ROBERT J $104,265 LINDEN CITY

MCCLOUD-HJAZEH, KAREN $104,256 MIDDLESEX CO VOCATIONAL SCHOOL

RICE, EVELYN T $104,238 NEWARK PUBLIC SCHOOLS

SEGAL, VINCENT D $104,182 JUDICIARY

MULVIHILL, JAMES F $104,176 JUDICIARY

REVICKI, ROBERT M $104,163 PARAMUS BOROUGH

BIGLEY, A. DONALD $104,160 TRENTON-JUDICIAL

LAMPA, GLEN R $104,159 SOMERSET HILLS BD OF ED

PAGLIONE, WILLI $104,157 MIDDLESEX COUNTY

LAPRETE, RENAE $104,128 HAZLET TWP BD OF ED

HEERY, PHILIP W $104,121 EGG HARBOR TWP BD OF ED

GALLAGHER, JAMES J $104,107 CHERRY HILL TWP BD OF ED

PLUNKETT, EDWARD F $104,063 HACKENSACK CITY

NEILL, EDWARD C $104,033 JACKSON TOWNSHIP

LYNCH, MICHAEL $104,011 LAKEWOOD TOWNSHIP

HECHT, GAIL K $103,983 EAST ORANGE SCHOOL DISTRICT

CRESCIONE, LINDA $103,970 PATERSON BD OF ED

GROFF, DOUGLAS B $103,953 GALLOWAY TOWNSHIP BD OF ED

KRACOV, MELVIN S $103,950 JUDICIARY

LEVINE, LESLIE I $103,934 NEW BRUNSWICK CITY

OKEEFE, DENNIS J $103,931 MAHWAH TOWNSHIP

RUBIN, STEPHEN B $103,929 HUNTERDON COUNTY

STOLTENBORG, RICHARD J $103,908 RIDGEFIELD BOROUGH

MCGURK, KENNETH $103,883 HOBOKEN CITY

BROACH, RAYMOND $103,879 EWING TOWNSHIP BD OF ED

TYLUTKI, BEATRICE $103,871 OFFICE OF ADMINISTRATIVE LAW

PAVOL, MARGARET $103,867 SOMERVILLE BD OF ED

MORRIS, PHILIP $103,849 ELIZABETH CITY

CALABRESE, ANTHONY $103,843 KEARNY TOWN

CLAYTON, TIMOTHY J $103,815 WALL TOWNSHIP

RABBITT, BRIAN E $103,786 LIVINGSTON TOWNSHIP

GUT, ROBERT E $103,772 PATERSON BD OF ED

BOEGERSHAUSEN, PAUL G $103,760 MILLBURN TOWNSHIP

SHARP, GEORGE F $103,682 DELRAN TWP BD OF ED

SALT, SYD $103,682 RAMAPO INDIAN HILLS REG H S D

BOYLE, MICHAEL $103,647 LINDEN CITY

PISANSKY, JOHN $103,628 JUDICIARY

SLEEZER, KATHLEEN H $103,607 PARSIPPANY TROY HILLS BD OF ED

WOJCIK, MICHAEL $103,554 HACKENSACK CITY BD OF ED

GRIBBIN, JOHN D $103,543 TRENTON CITY

PANACEK, JOHN M $103,543 TRENTON CITY

MARKULIC, DONNA L $103,540 HOWELL TOWNSHIP

ALFES, MARILYN R $103,539 BERGEN CO VOCATIONAL SCHOOL

KELLY, MICHAEL P $103,523 UNION BEACH BOROUGH

SCHNUR, STUART I $103,520 MONTGOMERY TWP BD OF ED

MERLUZZI, PETER L $103,515 WARREN HILLS REG SCHOOLS

BASAMAN, JOELLEN $103,487 EAST BRUNSWICK TWP BD OF ED

DOWD, THOMAS W $103,466 DUMONT BOROUGH BD OF ED

BEHNKE, JOACHIM F $103,455 HILLSIDE TOWNSHIP

MARIGLIANI, JOSEPH $103,435 MONTVALE BOROUGH

POLK, BENN $103,433 ATLANTIC CITY

CAROTENUTO, GEORGE T $103,422 KEARNY TOWN

MICHELETTI, E. B $103,407 JUDICIARY

GRUNINGER, FREDERICK E $103,395 RUTGERS UNIVERSITY

AIELLO, ROBERT A $103,389 WEST NEW YORK TOWN

HAMLIN, C J $103,366 TRENTON-JUDICIAL

NEUSTADTER, ROBERT $103,366 TRENTON-JUDICIAL

KANNEN, BERNARD A $103,366 TRENTON-JUDICIAL

PERRETTI, SERENA $103,366 TRENTON-JUDICIAL

JONES, CHARLES $103,358 HACKENSACK CITY BD OF ED

LEFELT, STEVEN L $103,354 JUDICIARY

WALDRON, CHARLES E $103,350 MERCER COUNTY

DICKER, LESLIE B $103,341 CAMDEN CO BD OF CHOSEN FRHLDRS

COHEN, RICHARD S $103,337 TRENTON-JUDICIAL

LEVY, PAUL G $103,335 TRENTON-JUDICIAL

GOLDMAN, DONALD S $103,331 JUDICIARY

FISHER, MICHAEL B $103,331 JUDICIARY

SIDDONS, DENNIS W $103,321 CARTERET BD OF ED

PALKO, JOHN V $103,318 JEFFERSON TOWNSHIP

BARBER, DAVID A $103,313 MILLBURN TOWNSHIP

IRAGGI, VINCENT $103,265 POMPTON LAKES BD OF ED

RESNICK, IRENE R $103,264 PASSAIC BOARD OF EDUCATION

CARDONE, WILLIAM A $103,256 TOMS RIVER SCHOOL DIST

ADAMUS, JOHN W $103,239 HANOVER PARK REG H S DIST

KING, ARLENE $103,224 EAST ORANGE SCHOOL DISTRICT

TRAVLOS, ARTHUR L $103,211 MADISON BORO BD OF ED

KERFOOT, JAMES $103,204 SOUTHERN REGIONAL H S DISTRICT

BANDURA, STANLEY S $103,202 PARSIPPANY TROY HILLS TOWNSHIP

BALZANO, JOSEPH $103,187 SOUTH JERSEY PORT CORPORATION

DEPASQUALE, SAM $103,186 JACKSON TOWNSHIP

MEYERS, ANTHONY $103,176 PARAMUS BOROUGH

EMANUEL, RHYNIE J $103,176 ORADELL BOROUGH

CHRISTENSEN, THOMAS P $103,166 SHAMONG TWP BD OF ED

BALDWIN, ELAINE $103,156 NEW MILFORD BD OF ED

KOCHANSKI, THOMAS J $103,146 BAYONNE CITY

TROY, ROBERT A $103,121 JERSEY CITY

CONKLIN, IRVING $103,113 FRANKLIN LAKES BOROUGH

HERNDON, ROBERT $103,112 ALLENDALE BOROUGH

SEVERINO, CHARLES $103,076 NORTH HUDSON REG FIRE & RESCUE

SICO, JOHN J $103,052 WAYNE BOARD OF EDUCATION

BOZZA, RICHARD $103,051 BERKELEY HEIGHTS BD OF ED

EVINSKI, GEORGE P $103,042 MAINLAND REGIONAL H S

LUDWIG, JAY F $103,017 WILLIAM PATERSON UNIV OF NJ

ALLENBACH, ROBERT E $103,004 CAMDEN CITY

AMICUCCI, DAVID $103,000 TENAFLY BOROUGH

HAILEY, KEVIN C $102,988 CAMDEN CITY

ROSSI, FERDINAND $102,975 MORRIS TOWNSHIP

MURPHY, THOMAS $102,953 BAYONNE CITY

LYNCH, KEVIN R $102,953 BAYONNE CITY

TOOMEY, ROBERT J $102,953 BAYONNE CITY

KALLENBERG, GREGORY $102,945 HO-HO-KUS BOROUGH

FERRANTE, FRED $102,865 HOBOKEN CITY

PARKER, LARRY D $102,861 STAFFORD TOWNSHIP

TREVENA, DAVID M $102,846 TINTON FALLS BOROUGH

MCKEON, JOHN W $102,766 NORTHERN VALLEY REG H S DIST

RYAN, ROBERT R $102,765 BRICK TOWNSHIP

COLOMBO, JOSEPH $102,760 MIDDLESEX CO VOCATIONAL SCHOOL

ROBBINS, JEFFREY W $102,747 OLD BRIDGE TOWNSHIP

HENDERSON, BARRY $102,740 RAHWAY CITY

BETTENCOURT, ELAINE $102,724 OLD BRIDGE BD OF ED

PERSKIE, STEVEN P $102,712 JUDICIARY

LOCASCIO, LOUIS F $102,712 JUDICIARY

KREIZMAN, IRA E $102,712 JUDICIARY

MCKNIGHT, WILLIAM J $102,697 ATLANTIC CITY

GRAVES, RICHARD B $102,682 IRVINGTON BD OF ED

MONTAGNE, ROBERT F $102,669 NORTH HUDSON REG FIRE & RESCUE

REILLY, PAUL V $102,664 MOUNT OLIVE TWP BD OF ED

CATANESE, PAUL $102,657 MULTIPLE

GUTCH, JAMES F $102,644 JERSEY CITY

ANGARONE, PHILIP J $102,629 CHIEF EXECUTIVES OFFICE

PALLANTE, MICHAEL $102,614 ROBERT TREAT ACADEMY CHARTER SC

FLATT, KENNETH B $102,587 OCEAN TOWNSHIP (OCEAN)

FALCO, ALPHONSE N $102,571 RANDOLPH TOWNSHIP BD OF ED

BURNS, MICHAEL H $102,570 SAYREVILLE BOROUGH

HARGIS, EDWARD G $102,561 CAMDEN CITY

HAYES, MARK R $102,545 PALISADES PARK BD OF ED

ABATE, JOSEPH $102,544 LYNDHURST TWP BD OF ED

FERRARO, JOHN F $102,542 SOUTH PLAINFIELD BOROUGH

KLOOS, WILLIAM D $102,521 NORTH BRUNSWICK TOWNSHIP

RODGERS, JOHN J $102,519 HARRISON TOWN BD OF ED(HUDSON)

PANELLA, ELIZABETH M $102,500 FAIR LAWN BD OF ED

CRUPI, PAUL $102,497 LYNDHURST TOWNSHIP

LEVANDOWSKI, MARTIN T $102,493 MERCER COUNTY

KADEN, HENRY J $102,491 UNION CITY

TERRELL, JAMES L $102,466 NEPTUNE TWP BD OF ED

BORNHEIMER, JOAN $102,454 NEW BRUNSWICK BD OF ED

BENEDETTO, RAYMOND $102,443 PATERSON CITY

BANTA, JOHN M $102,437 ENGLEWOOD CITY

ORIENTE, MICHAEL $102,432 NORTH HUDSON REG FIRE & RESCUE

PARREY, ERNEST T $102,428 TRENTON CITY

MAKOWITZ, WILLIAM C $102,398 PARSIPPANY TROY HILLS TOWNSHIP

CULLEN, ROGER M $102,396 HAMILTON TOWNSHIP (MERCER)

BIXLER, MARGARET $102,381 KEARNY TOWN BD OF ED

DELANEY, THOMAS F $102,365 PARAMUS BOROUGH

SISSERSON, ROBE $102,345 NORTH HUDSON REG FIRE & RESCUE

GEFFKEN, FREDERICK $102,329 SPARTA TOWNSHIP

GUHL, WILLIAM J $102,304 LAWRENCE TOWNSHIP (MERCER)

TURNER, MICHAEL $102,303 HOBOKEN CITY

FREDA, LOUIS A $102,295 PASSAIC BOARD OF EDUCATION

PAQUETTE, MICHAEL D $102,283 SOUTH BRUNSWICK TOWNSHIP

GALDA, WILLIAM J $102,277 BERGEN COUNTY

PALOTTA, JOHN $102,276 BERGEN COUNTY

FERRARO, STEPHEN M $102,266 FORT LEE BOROUGH

MOZAK, CATHERINE $102,263 PARK RIDGE BORO BD OF ED

PICKETT, TIMOTHY J $102,248 JERSEY CITY

RIEPE, PAUL G $102,248 JERSEY CITY

TESCHLOG, KENNETH A $102,248 JERSEY CITY

GOLDBERG, BRUCE R $102,234 HACKENSACK CITY

MATARANGOLO, JANE M $102,233 EAST BRUNSWICK TOWNSHIP

VANDERBEEK, WIL $102,225 OLD TAPPAN BOROUGH

MADDALUNA, MICHAEL A $102,221 SOMERSET CO VOCATIONAL SCHOOL

JANESAK, MARY $102,194 NORTH BERGEN BD OF ED

LASKY, JAMES A $102,166 FREEHOLD TOWNSHIP

TANTILLO, BENEDICT $102,158 PASCACK VALLEY REG H S DIST

KEEFE, JAMES F $102,149 UNION COUNTY

KOLCHIN, JOHN $102,134 GREEN BROOK BD OF ED

ONEILL, SARAH A $102,123 HAZLET TWP BD OF ED

CAMPBELL, DONALD F $102,117 JUDICIARY

SPEIRS, JOHN R $102,108 BOONTON TOWNSHIP

THOMPSON, JOHN P $102,100 RUTHERFORD BOROUGH

CONVERY, JAMES B $102,094 JUDICIARY

HURLEY, JAMES P $102,094 JUDICIARY

ZIESER, DANIEL $102,080 NEWARK CITY

KREMER, ERIC R $102,076 PARAMUS BOROUGH

GUILIANA, ANGELO J $102,076 PARSIPPANY TROY HILLS BD OF ED

HILL, ROBERT F $102,072 ROSELLE BOROUGH

BERDNIK, RICHARD H $102,070 CLIFTON CITY

WILCOMES, DAVID $102,052 UNION CITY BD OF ED

FAY, PATRICK $102,041 HACKENSACK CITY

KENNEY, ALTON D $102,020 MONMOUTH COUNTY/HALL OF RECORDS

FELDMAN, SAMUEL G $102,012 CARLSTADT E.RUTHERFORD BD OF ED

PELAIA, THOMAS $102,011 BLOOMFIELD TOWNSHIP

ANTUS, THOMAS E $102,011 FREEHOLD TOWNSHIP

HREVNACK, JOHN R $102,006 BRANCHBURG TWP BD OF ED

TREMITIEDI, MARY $102,003 HOBOKEN BOARD OF EDUCATION

JESKEY, JAMES R $101,994 UNION TWP BOARD OF ED (UNION)

MILIANO, JOHN E $101,988 LINDEN CITY

LAYNE, ALLEN $101,970 TENAFLY BOROUGH

HANRATTY, PATRICIA A $101,970 MAHWAH BD OF ED

BRESLIN, JAMES E $101,955 WEST MILFORD TOWNSHIP

SABO, STEVEN M $101,954 ENGLEWOOD CITY

KETTIG, JEFFREY R $101,952 TOMS RIVER_TOWNSHIP

MERCER, STEVEN H $101,947 PARAMUS BOROUGH

GONZALEZ, GEORGE M $101,937 HILLSBOROUGH TWP BD OF ED

ROCKER, DONALD R $101,935 WEST NEW YORK BD OF ED

PANICO, ANTHONY L $101,926 NORTHERN VALLEY REG H S DIST

SAHAGIAN, EDWARD $101,923 NORTH BERGEN BD OF ED

TREMITIEDI, RICHARD R $101,921 HOBOKEN CITY

CONSTANCE, GENEROSO $101,906 TRENTON CITY

MEAD, RAYMOND J $101,901 LITTLE FALLS BD OF ED

HULL, VINCENT E $101,889 TRENTON-JUDICIAL

BOYLE, JOHN M $101,889 TRENTON-JUDICIAL

GREENBERG, MANUEL H $101,889 TRENTON-JUDICIAL

WEST, ERNIECE $101,876 UNIV. OF MEDICINE & DENTISTRY

OSINSKI, WILLIAM D $101,868 HACKENSACK CITY

BENNER, STEPHEN $101,868 TRENTON CITY

BELOTTI, AUGUST A $101,867 WEST ESSEX REGIONAL SCH DIST

BOMBA, WESLEY J $101,852 SOUTH RIVER BOROUGH

MILANO, JOSEPH R $101,793 TINTON FALLS BOROUGH

LACOUR, ROBERT C $101,780 EDISON TOWNSHIP

SOFIELD, ROBERT A $101,780 EDISON TOWNSHIP

CAIATI, JOSEPH $101,779 LODI BOROUGH

SMITH, ARTHUR R $101,755 HIGH POINT REG HIGH SCHOOL

GABAUER, JOHN R $101,752 TRENTON CITY

HENRY, ALFRED H $101,752 TRENTON CITY

CORNELY, JOSEPH M $101,750 EVESHAM TOWNSHIP

HECK, DONALD A $101,742 WEST NEW YORK TOWN

BURKHARDT, DONALD J $101,742 MANVILLE BOROUGH BD OF ED

BENSON, CHARLOTTE $101,727 NORTH BERGEN BD OF ED

KLING, KENNETH L $101,709 DEPTFORD TWP BD OF ED

PAVLAK, DONALD $101,688 WAYNE TOWNSHIP

CASSARINI, DONALD $101,657 WEST NEW YORK TOWN

FEDERICI, JAMES A $101,657 HAMILTON TWP BD OF ED (MERCER)

SMITH, FRANKLIN A $101,635 CARLSTADT BOROUGH

PEIFFER, SHARYN J $101,579 BERGEN COUNTY

DEPASCALE, MARIO D $101,568 HILLSDALE BOROUGH BD OF ED

SPINDEL, MARK $101,548 PASSAIC BOARD OF EDUCATION

BLITZ, JEFFREY S $101,547 ATLANTIC COUNTY

CZULADA, THOMAS J $101,543 BERGEN COUNTY

KANE, BARBARA J $101,538 BRIDGEWATER-RARITAN REG SCH DIS

CARDELLA, JOSEPH J $101,529 SOUTH BERGEN JOINTURE COMM

FRAZZANO, WILLIAM $101,528 MONTCLAIR TOWNSHIP

ISOLA, SAMUEL L $101,504 NORTH HUDSON REG FIRE & RESCUE

POLCARI, STEPHEN P $101,504 NORTH HUDSON REG FIRE & RESCUE

KRUPOCIN, ANTHONY $101,500 EAST RUTHERFORD BOROUGH

EUTSEY, ADELE W $101,490 NEWARK PUBLIC SCHOOLS

PETRELLA, JAMES J $101,489 JUDICIARY

FALCONE, JOSEPH A $101,475 JUDICIARY

DELGRECO, GARRY $101,463 WEST NEW YORK TOWN

CALIGUIRO, MICHAEL $101,460 WEST NEW YORK TOWN

HAERTEL, PAUL M $101,447 CLIFTON CITY

PINAL, CARL $101,442 NEWARK CITY

SPANN, PETER J $101,442 NEWARK CITY

BARBER, ANITA C $101,442 MORRIS SCHOOL DISTRICT

KIRSCHLING, THOMAS J $101,422 ATLANTIC CITY BD OF ED

PASCALE, CHARLES $101,411 UNION CITY

MCGORTY, THOMAS $101,405 WEEHAWKEN TOWNSHIP

SMITH, EDWARD S $101,385 GLOUCESTER TOWNSHIP

CULLINANE, JAMES $101,381 MAYWOOD BOROUGH

FREDERICK, RONALD J $101,368 RAMAPO INDIAN HILLS REG H S D

TREANOR, JOSEPH M $101,356 UNION CITY

CORNELL, JOSEPH P $101,349 MENDHAM TOWNSHIP BD OF ED

CITRO, JOSEPH $101,337 MULTIPLE

BOMBACE, JAMES A $101,331 RIDGEWOOD VILLAGE

MACERINO, ANTHONY J $101,319 VERNON TOWNSHIP BD OF ED

DAWSON, MALCOLM $101,281 GATEWAY REGIONAL HIGH SCHOOL

CIANCIA, JAMES J $101,278 JUDICIARY

NICOLA, THOMAS $101,271 MARLBORO TOWNSHIP BD OF ED

DURKIN, PATRICK $101,268 NEWARK CITY

MATI, GLENN A $101,223 GARFIELD CITY

QUIDOR, STEVEN $101,211 NORTH HUDSON REG FIRE & RESCUE

LEAHY, B. T $101,210 TRENTON-JUDICIAL

CARUSO, F.MICHAEL $101,210 TRENTON-JUDICIAL

TELSEY, NORMAN $101,210 TRENTON-JUDICIAL

RUMANA, THOMAS R $101,210 TRENTON-JUDICIAL

O’DONNELL, DANIEL A $101,210 TRENTON-JUDICIAL

CASS, PETER J $101,210 TRENTON-JUDICIAL

MCKENZIE, A D $101,210 TRENTON-JUDICIAL

COCCHIA, FRANCES M $101,210 TRENTON-JUDICIAL

FALKENSTERN, AL $101,196 OLD TAPPAN BOROUGH

DENNIS, MICHAEL K $101,176 LAKEWOOD TOWNSHIP

KOLE-SIRES, ADRIENN $101,154 WEST NEW YORK BD OF ED

CREA, CLEMENT A $101,073 PINELANDS REG SCHOOL DISTRICT

AMATUZZI, JOSEPH R $101,046 HACKENSACK CITY BD OF ED

SMIRLES, STEPHE $101,044 PARAMUS BOROUGH

REISS, THOMAS G $101,044 NEWARK CITY

CICCHETTI, WILL $101,034 WASHINGTON TOWNSHIP (BERGEN)

ANDREZZI, ROBERT J $101,006 GARFIELD CITY

BREMBT, PAUL J $101,001 SOUTH PLAINFIELD BOROUGH

TERRY, ROGER S $100,989 MONTCLAIR TOWNSHIP

DUBOIS, ORRIE D $100,984 WAYNE TOWNSHIP

MCLAUGHLIN, ROBERT E $100,975 NEW BRUNSWICK CITY

FOCACCI, THOMAS T $100,959 PASSAIC BOARD OF EDUCATION

CUNNING, DANIEL A $100,958 HOBOKEN CITY

PREUSCH, THEODO $100,953 UPPER SADDLE RIVER BORO

INHOFFER, WENDELL R $100,941 PASSAIC VALLEY WATER COMM

MERLO, RALPH J $100,930 SECAUCUS TOWN BD OF ED

MCLOUGHLIN, ROBERT M $100,920 MONTCLAIR TOWNSHIP

YDO, JOHN W $100,920 WYCKOFF TOWNSHIP

VALDORA, JOSEPH G $100,884 TRENTON CITY

DUDLEY, ANNE H $100,880 CHATHAMS SCHOOL DISTRICT

RIFICE, VINCENT $100,880 ATLANTIC CITY

HODGE, ROBERT J $100,874 NORTH HUDSON REG FIRE & RESCUE

WASILEWSKI, EDWARD J $100,872 WEST DEPTFORD TWP BD OF ED

KESHISHIAN, JOHN $100,848 NORTH BERGEN BD OF ED

PALESTIS, ERNEST $100,836 MORRIS HILLS REGIONAL DISTRICT

BUTLER, ANNE E $100,829 JERSEY CITY PUBLIC SCHOOLS

DESMOND, WILLIAM E $100,821 CAPE MAY CO TECHNICAL SCH DIST

MARCELL, KENNETH $100,820 NEWARK CITY

REED, BRUCE P $100,811 BLOOMFIELD TOWNSHIP

TUBBS, CHARLES B $100,803 WEST CALDWELL TOWNSHIP

VERNOTICA, GERALD J $100,796 WASHINGTON TWP BD ED (MORRIS)

ATCHISON, DOUGLAS $100,792 MADISON BOROUGH

CILIENTO, ROBERT $100,789 POINT PLEASANT BORO BD OF ED

JANZEKOVICH, ROBERT J $100,782 EAST BRUNSWICK TOWNSHIP

MEINDERS, RONALD $100,771 STAFFORD TOWNSHIP BD OF ED

FURDA, RICHARD E $100,761 PLAINSBORO TOWNSHIP

DAINO, DANIEL $100,751 NORTH BRUNSWICK TOWNSHIP

GORAB, KENNETH $100,749 CARLSTADT BOROUGH BD OF ED

LOTOWYCZ, LORRAINE H $100,723 BRIDGEWATER-RARITAN REG SCH DIS

KILLION, KEITH D $100,716 RIDGEWOOD VILLAGE

GREFF, LEON J $100,707 PASSAIC BOARD OF EDUCATION

GAWRONSKI, JOHN M $100,699 KEARNY TOWN

JENSEN, NORMAN E $100,698 EDISON TOWNSHIP

FARRINGTON, JOHN J $100,691 JERSEY CITY FIRE DEPT.

MARINO, MICHAEL $100,682 CRESSKILL BOROUGH

AHRLICH, DIETER $100,677 RIDGEFIELD PARK VILLAGE

FAILLA, FRANKLI $100,669 PASSAIC COUNTY

MALANKA, THOMAS A $100,622 SECAUCUS TOWN

CALLAGHAN, EDWARD J $100,614 KEAN UNIVERSITY

MARTORANO, MARILYN $100,604 GARFIELD CITY BD OF ED

BARBATO, GUY F $100,604 UNION TWP BOARD OF ED (UNION)

IMPREVEDUTO, PATRICK $100,594 SECAUCUS TOWN BD OF ED

LUCIA, WILLIAM P $100,589 MONMOUTH COUNTY/HALL OF RECORDS

BIERBAUM, CRAIG J $100,565 UNION TOWNSHIP (UNION)

GAYNOR, ROBERT E $100,565 TRENTON-JUDICIAL

FULLER, GEORGE J $100,562 ROSELLE BOROUGH

BAMBACH, EDWARD J $100,531 NJ EDUCATIONAL FACILITIES AUTH

HOLINKA, JOHN A $100,509 JERSEY CITY FIRE DEPT.

CODEY, ROBERT H $100,495 CRIMINAL JUSTICE

JACKSON, DENNIS $100,487 MIDDLETOWN TWP BD OF ED

DREHER, STEVEN J $100,476 HOWELL TOWNSHIP

MOTT, JOAN L $100,474 UNEMPLOYMENT INCOME SECURITY

BREITKOPF, HERMAN L $100,467 TRENTON-JUDICIAL

KERWIN, GEOFFREY J $100,463 MIDDLESEX COUNTY

OWENS, PATRICK J $100,453 SOUTH BRUNSWICK TOWNSHIP

COSTELLO, JOSEPH J $100,446 RIDGEFIELD BORO BD OF ED

MANZELLA, CHARLES $100,446 NEWARK PUBLIC SCHOOLS

RAMOS, JOSEPH $100,440 GUTTENBERG BORO BD OF ED

GONZALEZ, DONALD S $100,439 MONTCLAIR TOWNSHIP

ARCHER, JOSEPH $100,411 ENGLEWOOD CITY

MORAN, JUDITH A $100,374 FAIR LAWN BD OF ED

PARADISO, WILLIAM $100,369 TRENTON CITY

LEE, DONALD J $100,353 HACKENSACK CITY

GORE, GREGORY G $100,353 TRENTON CITY

WHITENER, SCOTT $100,353 RUTGERS UNIVERSITY

PADO, KENNETH L $100,336 NORTH BRUNSWICK TOWNSHIP

STEINBAUER, ERIKA H $100,329 RIVER EDGE BORO BD OF ED

LANDAU, ERIC $100,328 MARLBORO TOWNSHIP

SIDDIQUI, SHAHIDA $100,291 TRENTON PSYCHIATRIC HOSPITAL

DAWSON, ROY J $100,284 CAMDEN CITY BD OF ED

CONSOLAZIO, JOSEPH $100,282 NJ SPORTS & EXPOSITION AUTH

SPANO, DOMINICK M $100,269 ELIZABETH CITY

BELL, HAROLD C $100,262 UNION TWP BOARD OF ED (UNION)

TARASZKIEWICZ, EVELYN $100,255 BAYONNE BOARD OF ED

LYNCH, CAROL L $100,254 WALDWICK BORO BD OF ED

CUBBY, ROBERT D $100,250 JERSEY CITY

MONGON, MARK R $100,245 LIVINGSTON BD OF ED

BARNSHAW, WILLI $100,244 EATONTOWN BOROUGH

SMITH, THOMAS S $100,238 JUDICIARY

DIAMOND, MICHAEL K $100,237 JUDICIARY

REMO, ELVIRA C $100,215 MARLBORO PSYCHIATRIC HOSPITAL

GERDING, STEVEN C $100,214 TOMS RIVER_TOWNSHIP

BARTOLOTTO, PHILIP J $100,214 PATERSON CITY

IPPOLITO, PATRICK J $100,213 KEAN UNIVERSITY

PAGLIONE, ALBERT J $100,212 MERCER COUNTY

DAVIS, DAVID K $100,182 EDISON TOWNSHIP

KIRSCHNER, MARVIN $100,169 UNIV. OF MEDICINE & DENTISTRY

EMISON, GERALD $100,166 NORTHERN VALLEY REG H S DIST

MECKA, EDWARD J $100,161 HOBOKEN CITY

GITTELMAN, VIRGINIA $100,148 HILLSBOROUGH TWP BD OF ED

BENDL, BRIAN F $100,138 PASSAIC COUNTY

MAI, ANTHONY $100,126 NORTH HUDSON REG FIRE & RESCUE

CAMPBELL, EUGENE C $100,118 NEWARK PUBLIC SCHOOLS

BROWN, GLENN L $100,109 PASSAIC COUNTY

HERVEY, STEVEN J $100,104 FORT LEE BOROUGH

MCCLOSKEY, GREGORY R $100,098 MULTIPLE

ALDERISIO, SAMU $100,056 MAHWAH TOWNSHIP

FIUMEFREDDO, MICHAEL R $100,025 BLOOMFIELD TOWNSHIP

VACCARINO, MARGARET $100,025 RUTHERFORD BORO BD OF ED

GATTONI, LEO C $100,018 NORTH BERGEN BD OF ED

PIZZELANTI, JOSEPH $100,010 JERSEY CITY

 

This story originally appeared on New Jersey Watchdog. It is reprinted under its terms of use for media partners. Illustration is  mashup of these two images from Flickr Creative commons.

101 Comments

  1. POSTED BY Right of Center  |  April 05, 2012 @ 1:49 pm

    It’s smarmy to blame (and print the names of) the people getting the lavish benefits. You have to blame the politicians who give them such contracts.

    Why are there about 6 times more names on Baristanet than on the Watchdog site?

  2. POSTED BY stayhyphy  |  April 05, 2012 @ 1:53 pm

    Sickening. No different than the unions bankrupting the autos with off market pensions. There is zero reason to pay or promise a pension, it is simply not market.

  3. POSTED BY Debbie Galant  |  April 05, 2012 @ 1:57 pm

    ROC, this is the full list. You were probably looking at the list of people who started receiving their pensions before the age of 50.

  4. POSTED BY Kristin  |  April 05, 2012 @ 1:57 pm

    I rarely agree with RoC, but he’s right.

    If any of these people actually “gamed” the system, then they should be called on it. But if the system allows for the payouts (like accumulating sick days), it’s not the employees fault for accepting those terms.

    In fact, it is those who decide to take “sick days” on sunny, warm spring days that are actually gaming the system. And who hasn’t done that? (I did. Once. In 1998.)

  5. POSTED BY Mrs Martta  |  April 05, 2012 @ 2:03 pm

    I agree that the blame falls on the politicians who created this mess and indirectly, the people who voted them in. And continue to vote them in.

  6. POSTED BY walleroo  |  April 05, 2012 @ 2:25 pm

    I haven’t taken a sick day in as long as I can remember. Which admittedly may not be very long.

    I disagree about the names. The people who throw up their hands and blame “the politicians” for handing them these very large sums are the ones who passively or actively support the unions that continue to make unconscionable demands on taxpayers. (I seem to recall something recently about teachers who bitched and moaned about accepting “only” a 1 or 2 percent raise recently.) I don’t buy the “hey, what can I do, he put his balls in my hand and asked me to squeeze” argument.

  7. POSTED BY jerseygurl  |  April 05, 2012 @ 2:38 pm

    I agree with ‘roo, there’s blame on both sides – especially when you have law abiding citizens like cops cramming their last few years on the force with as much OT as possible to pad their salaries so their pensions will be hire. The whole thing is out of whack. And maybe the more these kinds of numbers are published, the easier it’ll be for voters to see why their taxes continue to go up exponentially.

    I have nothing against public employees getting pensions, but there should be a reasonable retirement age at which one can start collecting benefits and it shouldn’t start with a 4. And the amount should be based on the base salary, not including over time. And if someone is fortunate enough to have not gotten ill much, that’s reward enough, there’s no need for a big additional pay out.

  8. POSTED BY raeven  |  April 05, 2012 @ 2:47 pm

    So people who only worked 25 years are getting paid more by not working than I’ll ever get by continuing to work for 40+ years. And since these are public jobs my taxes go to help pay for their retirement? Fabulous.

  9. POSTED BY mike 91  |  April 05, 2012 @ 2:48 pm

    The pensions in this story are indefensible. Laws should be written that prohibit abuses like double-dipping and extremely early retirement ages. A pension is supposed to be retirement benefit, not a second paycheck that requires no work.

    But I would also bring up that 1244 people is probably a very small percentage of union government employees. Teachers, fireman, and police very often take their jobs knowing that the pay is low, but the benefits (especially retirement benefits) are good. Its fine to say that they should have 401ks like the rest of us, but you have to remember that half of those contributions are paid for by the employee.

  10. POSTED BY grewupinmtc  |  April 05, 2012 @ 2:51 pm

    I can’t speak for other towns or the state but MPD and MFd pensions are based on base salary, no other monies are factored in.

  11. POSTED BY jerseygurl  |  April 05, 2012 @ 2:55 pm

    Well, Mike. 401k’s like the rest of us? I think pensions and 401k’s are becoming less common, especially in small companies. I work for a company with no 401k, pension, or any plan. My husband has a 401k with NO match. According to my Vanguard calculator, a $1mm nest egg will enable me to have about $40k a year.

  12. POSTED BY willjames  |  April 05, 2012 @ 2:56 pm

    These pensions are funded by the (larger) pool of currently-employed public employees, correct? Just making sure that I understand who has the greatest claim on being “outraged” here.

  13. POSTED BY stayhyphy  |  April 05, 2012 @ 3:08 pm

    Absent being bullied by union thugs very very few private employers would provide pensions. I agree with another post that perhaps 401Ks (maybe, maybe … small % match??) should be offered instead. Not too much to ask for state employees to help out the taxpayers in funding their retirement.

  14. POSTED BY kyle41181  |  April 05, 2012 @ 3:18 pm

    Pension benefits for law enforcement officers & firefighters in New Jersey are funded by the pension system to which the officer belongs. Most state, county, and municipal law enforcement & firefighters are members of the Police and Firemen’s Retirement System. Some state, county and municipal law enforcement officers are members of the Public Employees’ Retirement System. State troopers belong to the State Police Retirement System. All three pension systems are administered by the Division of Pensions in the Department of the Treasury. The total amount of benefits will depend on the officer’s salary at the time of retirement(blending of last 3yrs) and years on the job.

    Please review here for the rules:

    http://www.state.nj.us/treasury/pensions/pdf/sc0853-pers-tpaf-tier-chart.pdf

    For Teachers, review TPAF on the .pdf attached

  15. POSTED BY HCKid  |  April 05, 2012 @ 3:19 pm

    Is it ok to engage in class warfare on public employees? These people took jobs a long time ago and fulfilled their commitments. They should neither be ashamed or embarrassed by taking what was promised them for their service. Many of these people were dedicated to their communities and worked far more than 40 hours a week, but hey why should they be able to take the pensions that were promised them.

    If you were to attack some corporate CEO for making millions of dollars some here would scream CLASS WARFARE, how dare you attack people for being successful. But i guess if you’ve worked 25 years fulfilled your commitments and do ok you can be attacked.

  16. POSTED BY kyle41181  |  April 05, 2012 @ 3:26 pm

    As for funding:

    http://www.state.nj.us/treasury/pensions/epbam/exhibits/handbook/persbook.pdf

    Funding
    The funds used to pay benefits come from three sources: employer contributions, employee contributions, and investment income from those contributions. All contributions not required or current operations are invested by the State Division of Investment.

    http://www.nj.gov/treasury/pensions/epbam/finance/persapprop.htm

    http://www.nj.gov/treasury/pensions/epbam/exhibits/pdf/2012-pers-billing-revised-78.pdf

    Employee Contributions are different per Fund:

    Employees contribute to these plans at a fixed rate that varies by system.

    The rate of employer contributions are variable from year to year. The determination of an employer’s annual contribution to this type of plan is a complex procedure in which the system actuary plays a vital role. Essentially, the employer is responsible for filling the gap between the funds needed to meet the retirement system obligations and those available from employee contributions and investment earnings on system assets.

    Each year, the actuary issues a comprehensive valuation report for each of the State’s defined benefit plans. The report shows the financial condition of the plan as of the valuation date and gives the basis for determining the appropriations payable by the participating employers for the plan year. This report is generated using a set of actuarial assumptions to forecast the pension systems’ liabilities and the employers’ annual funding requirement. These assumptions, which cover such things as mortality, expected salary increases, and rates of retirement and withdrawal from the system, are approved by the Boards of Trustees and updated every three years based on actual system experience.

    http://www.nj.gov/treasury/pensions/epbam/pensions/funding1.htm

  17. POSTED BY grewupinmtc  |  April 05, 2012 @ 3:27 pm

    Mike just about all of the contributions for the last 20 years have been paid by public employees. The tax payer hasn’t been on “the hook” for a very long time.

    You can blame the Gov. for the record number of police/fire/teachers retiring in thier 40′s. They would have paid into the system for many more years and would have collected far less. CC created this Public v Private civil war and now he sits back and watches inplode.

  18. POSTED BY Right of Center  |  April 05, 2012 @ 3:27 pm

    “The people who throw up their hands and blame “the politicians” for handing them these very large sums are the ones who passively or actively support the unions that continue to make unconscionable demands on taxpayers.”

    And this automatically means all those listed are the hand thrower uppers?

    If you want to print the names of the politicians who agreed to such benefits and/or the union leaders or negotiators pushing for them, you’re on solid ground. But to implicate some kind of wrongdoing on the part of people who are only fully exercising written agreements is wrongheaded and not productive.

  19. POSTED BY grewupinmtc  |  April 05, 2012 @ 3:30 pm

    implode?

  20. POSTED BY kyle41181  |  April 05, 2012 @ 3:40 pm

    grewupinmtc,

    Your wrong. Local municipalities have been funding a % of their employees pensions since 2003. I posted a link to it above. Here it is again:

    http://www.nj.gov/treasury/pensions/epbam/finance/persapprop.htm

    It is the State that has only made a few payments over the past 20 years.

    Also, few account for loses that these Pension Funds took on their investments. Many Pension funds took severe haircuts in the financial meltdown in 08′ Google it!

  21. POSTED BY herbeverschmel  |  April 05, 2012 @ 3:49 pm

    It’s disgraceful that people sat back ignored the problem and continually elected politicians to the legislature and other offices that negotiate with the unions that bargain against the best interest of the public that pays them, then whine like babies when they are cashing in.
    I don’t blame the people listed I blame you, the people that continued to elect the power brokers that gave away the shop on your dime.
    One of the people listed in the top of the list was a teacher of mine that I’ve known for years and can tell you was useless but he could be spotted at every political event clapping away and cutting support checks and look where it got him. I don’t blame him. Shame on you. Keep electing these people, its worked out so well.

  22. POSTED BY herbeverschmel  |  April 05, 2012 @ 3:55 pm

    Look where the majority of these pension are paid. In cities that are in financial mess and are supported by many of the suburban communities around them. T Heck, Trenton can’t even rub 2 nickles together but they lead the league in 100K pensions. A disgrace , a got darn disgrace. Once again, I don’t blame those on the list and it’s unfortunate that you chose to list the names. Two weeks from now people on here will be whining that teachers and police don’t get paid. Of course they don’t the bucks go to union bosses and bloated administrations.

  23. POSTED BY Tudlow  |  April 05, 2012 @ 4:00 pm

    I, too, think it’s distasteful to publish the names. It gives the sense that this is a witch-hunt.

  24. POSTED BY kyle41181  |  April 05, 2012 @ 4:05 pm

    None of these people actually negotiated the contracts. Their Unions hired lawyers and negotiators to do it. Members just vote the contract up or down.

  25. POSTED BY walleroo  |  April 05, 2012 @ 4:16 pm

    I don’t know where NJ Watchdog got the info. They said “from a Treasury database,” but was this stolen, leaked, or culled from public sources? I don’t know. Certainly if it was stolen data, it would add to the bitter taste, I agree. But if it’s from sources that are public already, packaging it into a handy-dandy list and publishing it is fair game.

    The substance is without doubt an outrage, truly–that a police director retired at age 47 with a pension equal to his salary and was promptly hired back.

  26. POSTED BY herbeverschmel  |  April 05, 2012 @ 4:21 pm

    “Giving money and power to government is like giving whiskey and car keys to teenage boys” -PJ O’Rourke

  27. POSTED BY Right of Center  |  April 05, 2012 @ 4:25 pm

    What’s the public value in publishing the names walleroo? It seems only to brand them as “gamers”. You could probably find public information about the address of politicians, or climate researchers you disagree with, is it smarmy for their opponents to publish that information?

  28. POSTED BY Spiro T. Quayle  |  April 05, 2012 @ 4:27 pm

    Indeed, herb – when we need to knock off the next Osama Bin Laden, we’ll demand the gubmint do it on the cheap – with the bare minimum of “money and power”. PJ O’Rourke will approve. That should be amusing. Happy Easter.

  29. POSTED BY herbeverschmel  |  April 05, 2012 @ 4:28 pm

    I personally knew another person on that list. They have been dead for 2 years.

  30. POSTED BY herbeverschmel  |  April 05, 2012 @ 4:29 pm

    Hey Spiro, haha..longtime.

    It surely hasn’t been a banner few weeks for Maobama. You know the Constitutional scholar that doesn’t know the function of the Supreme Court.

  31. POSTED BY walleroo  |  April 05, 2012 @ 4:42 pm

    A cop, say, who retires at full salary because he or she works overtime for a solid year before retiring to jack up the pension is gaming the system, ROC, regardless of whether everyone does it or not. The scandal, in fact, is that it’s not a scandal. Publishing the names makes it seem more scandalous. Which is fine, because that’s what it is.

    The police chief who retires fully intending to take his same job back so he can double dip is doing something shameful, regardless of the approval and cooperation and rationalizing he may get from his peers, supervisors, neighborhood politicians, union reps, etc etc. I don’t think a bit of shaming is wildly off base here.

  32. POSTED BY walleroo  |  April 05, 2012 @ 4:43 pm

    I don’t mean to pick on cops, btw. I happen to think that they should be paid well.

  33. POSTED BY walleroo  |  April 05, 2012 @ 4:43 pm

    As should teachers and fire fighters.

  34. POSTED BY Spiro T. Quayle  |  April 05, 2012 @ 4:44 pm

    yo, herb, Obama’s just kickin’ back and mouthin’ off like an ordinary ‘merican, my friend.

    Sort of like that yellow “don’t tread on me ” flag, except without the tea bags hanging from the porch out there in the White House Rose Garden.

  35. POSTED BY Right of Center  |  April 05, 2012 @ 5:01 pm

    “A cop, say, who retires at full salary because he or she works overtime for a solid year before retiring to jack up the pension is gaming the system, ROC, regardless of whether everyone does it or not. The scandal, in fact, is that it’s not a scandal. Publishing the names makes it seem more scandalous. Which is fine, because that’s what it is.”

    Ohhh. All those 1200 listed did that? How do you know? I’m curious.

  36. POSTED BY jcunningham  |  April 05, 2012 @ 5:15 pm

    “the function of the Supreme Court”

    —please herb, lecture us more, particularly on the “function” of this court of supremes—but remember that your answer may get you strip searched!

  37. POSTED BY walleroo  |  April 05, 2012 @ 5:20 pm

    Sorry, I must have missed the line that said “here is a list of people who are gaming the system.”

  38. POSTED BY walleroo  |  April 05, 2012 @ 5:43 pm

    No comeback, ROC? I guess I killed the beast.

    If there’s anything else I can do to bring you and Tudlow together, please let me know.

  39. POSTED BY stayhyphy  |  April 05, 2012 @ 5:56 pm

    Herb, Obama understands very well how the justice system works. He is simply making a BET. His pandering to the most ignorant part of society hoping for a net gain in support. It is a backhanded way of saying “the bad republicans are going to take away your healthcare that I so triumphantly brought you via ACA” Tactical play on emotions vs intelligence.

    Also Obama did teach constitutional law, but not how one would think. He taught constitutional law basically from a community activist perspective on how to exploit weaknesses particularly in the 14th amendment.

  40. POSTED BY Spiro T. Quayle  |  April 05, 2012 @ 6:15 pm

    Unlikely theory, stayhyphy. Although you do seem to present is as some kind of air tight factual analysis.

    A very considerable number of those who qualify as the “most ignorant part of society” have been spending much of the last year voting for Bachmann, Perry, Santorum & Co. in the primaries, and would basically ignore anything the President says at any time.

    After all, they don’t trust him in any way, shape or form. He seems different, almost like some kind of scary foreigner, or some kind of” wolf in sheep’s clothing” or “having the bloodline” of a terrorist ( that last two quotes were actual quotes from folks at a Palin rally in 2008).

  41. POSTED BY cathar  |  April 05, 2012 @ 7:56 pm

    Here’s a workable theory for both politics and philosophy: any thread which has three (or more, alas) comments by Spiro T. should automatically be rated as way too “deep” for the rest of us and shunned.

  42. POSTED BY kit schackner  |  April 05, 2012 @ 8:17 pm

    Cathar, get back on your broomstick and return to Clifton.

  43. POSTED BY deadeye  |  April 05, 2012 @ 8:20 pm

    I guess you CAN pee on someone’s back and tell them it’s raining. Look no farther to find a perfect example of what is truly wrong with our state and our system. Just keep making the promises and writing the checks with taxpayer’s money and the system will perpetuate itself until it no longer can. These people complain that they are being taken advantage of by corporate America. What a joke.

  44. POSTED BY deadeye  |  April 05, 2012 @ 8:27 pm

    They can all go to hell…

  45. POSTED BY deadeye  |  April 05, 2012 @ 8:30 pm

    Good posts Herb…

  46. POSTED BY oliver  |  April 05, 2012 @ 8:56 pm

    A current Mtc. principal is on the list…the name just jumped out at me. And I guess Alvarez will be on there as soon as he retires from Mtc. to go to Rye. I know it’s legal, but it still seems wrong.

  47. POSTED BY croiagusanam  |  April 05, 2012 @ 9:21 pm

    Let’s get this money back!

    Then, let’s go after these freeloaders:

    http://www.military.com/benefits/content/military-pay/the-military-retirement-system.html

    And good to see cathar, the human turd in the punchbowl, checking in.

  48. POSTED BY Debbie Galant  |  April 05, 2012 @ 9:23 pm

    Walleroo, all the pension information is listed publicly on the state’s Transparency Center website. Lagerkvist simply mined it, looking for pensions over $100K, and supplemented with OPRA requests.

  49. POSTED BY kit schackner  |  April 05, 2012 @ 10:23 pm

    Printing the names is fair game. Public servants must accept that their salaries and pensions are part of the public record, even if it takes an OPRA request to obtain the information.

    Am I crazy to think that pensions should only be accessed when the recipient is fully retired or disabled, and that if someone is continuing to draw a full salary in some other line of work, they should not be eligible for their pension until they have no other source of income?

  50. POSTED BY frobnitz  |  April 05, 2012 @ 10:32 pm

    I’m wondering what my husband did wrong. After 33 years with the Bloomfield Police Department retiring at the rank of patrol officer, his pension is only $36,000 per year. Perhaps we missed something along the way? Please people, don’t lose sight of the fact that there are thousands of hardworking cops, firefighters and educators who plod along for decades doing an honest job day in and day out.

  51. POSTED BY croiagusanam  |  April 05, 2012 @ 10:56 pm

    No kit, you’re not crazy. Collecting a pension while holding an “interim” gig at $800 to $1000 a day is absurd.

    But bear in mind, the average civil service pension in NJ is under 30K.

    But hell, some of these folks should have stayed in the private sector, run a company into the ground, and taken 50 mil to walk away!

  52. POSTED BY jerseygurl  |  April 05, 2012 @ 10:56 pm

    Frobnitz, our whole concept of retirement is going to change when people in the private sector realize that in order to have $30k a year for 35 years they need to have about a million dollars in savings. And that doesn’t include the health insurance which is worth another $25k per year. Everyone thinks they deserve to have a decent retirement, and they should, but for most of us that’s not going to be a reality. I don’t know what the answer is, but I think the days of public employees retiring at 50 are over and when the current generation of people with tiny 401k’s realize a million doesn’t go far, it’s going to get ugly.

  53. POSTED BY walleroo  |  April 05, 2012 @ 11:00 pm

    Am I crazy to think that pensions should only be accessed when the recipient is fully retired or disabled, and that if someone is continuing to draw a full salary in some other line of work, they should not be eligible for their pension until they have no other source of income?

    Pensions should not start in full until age 62, or 65, or perhaps the retiree could be given the option of taking it earlier at a lower rate. Certainly no full pensions at 47 while the person continues in the same job. That is a travesty wrapped in a mockery.

  54. POSTED BY croiagusanam  |  April 05, 2012 @ 11:05 pm

    ‘roo, retirees from the teachers union receive their pensions based on years in the system. So the longer they stay, the more they’ll get. They do not receive the much-ballyhooed medical for life until they have 25 years in. So, assuming one was 25 when he/she began, 50 is when they could leave and get the goodied. That has, of course, recently changed.

    I think that the real skunk is the practice of retiring, collecting a pension, and taking an interim job at the same level, thereby collecting the pension and the interim salary.

    I say that, of course, as one who wishes he could do it!

  55. POSTED BY hobbes  |  April 05, 2012 @ 11:47 pm

    Since when is overtime pensionable for public employees in NJ? Also, isn’t overtime mandatory in public safety? I’m sure most cops coming off a 12 hour tour would rather go home than get stuck with another shift. The grass is always greener.

  56. POSTED BY grewupinmtc  |  April 06, 2012 @ 9:18 am

    Question, Is it double dipping if you recieve a pension in the public sector and you have a job in the private sector?

  57. POSTED BY walleroo  |  April 06, 2012 @ 9:39 am

    The whole idea of double dipping is obscene, period. Why should anyone collect a pension at all when they’re still of working age and healthy? Why does a 47 year old need a pension? They don’t. It’s indefensible.

  58. POSTED BY grewupinmtc  |  April 06, 2012 @ 9:49 am

    So if you earn a pension in the private sector and you get another job in the private sector that is similar, is that double dipping?

  59. POSTED BY cathar  |  April 06, 2012 @ 9:55 am

    And the bowl I’d most like to dump in, croiagusanam, is your steaming hot bowl of McCann’s steel-cut oats right before you dig into your usual helping of peasant food.

    But y’all have as happy an Easter or Passover as possible anyway. If you get really bored because there’ll likel be few posters here this weekend, you can aoways chew on the roof of your thatched cottage or the peat you use for a cooking fire.

  60. POSTED BY Howard Beale  |  April 06, 2012 @ 9:56 am

    My current job provides no pension, but two past jobs did. I worked at one company for 13 years and will receive about $200/month and another job held 15 years will provide $800/month. Is that double dipping? It’s a far cry from public sector pensions.

  61. POSTED BY walleroo  |  April 06, 2012 @ 9:57 am

    Those jobs don’t exist in the private sector, grewupinmtc. You can’t even get a defined benefit pension at all. They’ve been replaced by 401(k)s.

  62. POSTED BY grewupinmtc  |  April 06, 2012 @ 10:05 am

    Wow roo if thats the case you better call my boss on my partime job in the private sector. Because even as a part time worker I have a defined pension plan in this private sector job, AND I don’t contribute to it AND its based not only on my base salary but also any overtime I work AND I can collect it at 55.

  63. POSTED BY Spiro T. Quayle  |  April 06, 2012 @ 10:07 am

    The same holiday season wishes to you, cathar.
    I’m sure the Seder participants among the B’net community will be reminded of you when they bite down hard into their bitter herbs and start gasping and sneezing.

  64. POSTED BY cathar  |  April 06, 2012 @ 10:08 am

    And walleroo, while it’s interesting and commendable to see you dropping your usual affability in some posts above, I hope you also agree that the issue of pensions is a complicated one, and that people who retire at, say, your cited age of 47 may have a perfectly good reason for doing so. Throwing everyone’s name out there who makes more than $100,000 in pension funds (and on a web site which elsewhere celebrates expensive local restaurants, the ones that folks relying on Social Security generally can’t afford) is somewhat unfair. We have no idea of the individual circumstances of the pensioners listed above. We don’t even know either their ages or what they actually did for their employers.

    So the virtual lynch mob that was rumbling above should stand down until, at the very least, more details become available. If in fact they are available.

    So much is comparative, after all. 50 years ago $100,000 a year sounded like an impossible-to-achieve figure for most folks. Now…well, let’s say it wouldn’t at all be a bad idea to see the “First Annual Baristanet Which Poster Earns What Salary Survey” here. Especially given how much time so many posters have to post (or translate stuff into Italian). It would also be interesting to learn which if any posters are themselves in fact civil servants of any kind. I’m betting none. But such a gap clearly leads above to mock (and maybe not so so mock but perhaps misplaced) outrage.

  65. POSTED BY cathar  |  April 06, 2012 @ 10:16 am

    The bitterness (draped in a jaunty prose style) of croiagusanam so evident towards those with whom he, uh, “disagrees” will more than compensate for any bitterness tasted at a Seder for religious reasons, Spiro.

    But I suspect even you would shy from having him at your own Passover celebrations. Lest his cranky, preening presence finally precipitate the return of Elijah and in a bad mood at that.

    I’ll stick to lamb chops in chili sauce and coated in a pistachio crust, thank you very much, since I suspect croiagusanam’s mere presence at an event guarantees the necessity of refillings of the punchbowl.

    Nevertheless, a good Paschal celebration to you, Spiro.

  66. POSTED BY jerseygurl  |  April 06, 2012 @ 10:23 am

    I’ve been working for 25 years and early on in my career the defined benefit plans were swapped for 401k plans. Many smaller companies dont even have those anymore, such as my current employer. And the ones that do don’t really offer much in the way of generous matches anymore.

    So to answer your question, grewup, most people now have their own retirement accounts. And most of those are invested in the stock and bond markets (you can rollover a 401k into your own investments choices when you leave a company but while you are there you have to invest in the portfolio the employer has chosen). The average worker doesn’t even come close to being able to draw $20k a year for 30 years. A lot of recent or soon to be retirees still have some kind of defined benefit, like Howard. In another decade that will no longer be the case.

    If the Republicans get their way and decimate Social Security and Medicare it’s going to get really ugly. And even now, people in their early 50′s have to wait until they are 67 to get full Social Security benefits which currently max out at 2,400 a month.

    So even for people like myself, who support unions and think people should have pensions, seeing people retire at 47 and double dip seems unfair. And we know it’s just not sustainable to pay someone a salary for 25 years and then pay most of that salary for not working for another 40.

    For many people, retirement will soon no longer be a possibility.

  67. POSTED BY walleroo  |  April 06, 2012 @ 10:30 am

    Until more details become available? Like which ones. We already know that public pensions are an anachronism. Let’s put aside for a moment the fact that defined benefit pensions are like hen’s teeth in the private sector. There is no reason at all why an employee with 25 years experience should not vest in his or her pension at the tender age of 47 and retire. What is indefensible is that this healthy 47 year old should begin receiving full payouts immediately. The person can work, what does he need a pension for? That full payouts would make while the employee continues at his or her job is nothing short of obscene. It’s a rip off and a scandal. Drawing this conclusion does not require “more detail.”

  68. POSTED BY Right of Center  |  April 06, 2012 @ 10:31 am

    So what if a person lower down on the food chain takes retirement and needs to supplement their 40K of pension per year with a job? Double dipping? Or perhaps we’ll have some kind of government panel which decides who needs it and who doesn’t?

    Should someone who retires in the private sector who takes social security and payouts from their 401K be allowed to work?

    I find it strange that we should want to punish work. More work, makes a more productive society. If someone is drawing a pension and working (and paying taxes) and creating value added products or services, they are contributing to economic growth more than someone taking the same pension and producing nothing.

  69. POSTED BY Mrs Martta  |  April 06, 2012 @ 10:38 am

    I have a 401K as well but ever since the recession hit, my employer no longer matches contributions. I also have an IRA but realistically, even with these things combined, I will probably have to work until my bones turn to dust. Maybe not work full-time, but do something.

    I agree with Gurl…double-dipping seems unfair to me. That being said, I don’t think it’s fair to blame one political party for the mess we’re in. Both have been complicit in creating the situation we see today.

  70. POSTED BY grewupinmtc  |  April 06, 2012 @ 10:40 am

    You can blame CC for all the 40 somethings retiring. In 2010 79 NJ F/Fs in thier 40′s retired. In 2011 after CC lied to the Police and Fire over 7000 NJ F/Fs in their 40s retired. The Average F/F only lives 7 years into retirement. But after what CC did you can bet the average will jump because all those F/F retiring out of fear of losing what they would have lost if they worked any longer. If I had my time in I would have left too.

  71. POSTED BY walleroo  |  April 06, 2012 @ 10:48 am

    My previous employer was one of the last places to offer defined benefit pensions. If you worked there for 40 years for an average salary of $100k a year for your last five years and retired, at the age of 62 you could expect to receive about $40k a year, without medical benefits. To get $100k you would have had to have been making $250k a year. If you retired at age 47, you would have to wait 18 years to begin getting the monthly checks.

    And that’s if you’re lucky enough to have a defined benefits pension. My current employer offers none. It does match the first 5 percent of 401k contributions, for which I am grateful.

    Compare this to a public employee retiring at 47 with a pension, paid immediately, of $100k a year from a job that apparently only paid $120k in the first place, and you begin to get an idea of how lavish these public pensions are. By the time the employee reaches retirement age at 65, he’s received about $2 million in pension payments, versus zero for the private sector pensioner.

  72. POSTED BY jerseygurl  |  April 06, 2012 @ 10:49 am

    More work is great, ROC. But I think we all know that the age at which people can collect any kind of defined benefit will continue to go up. And it’s somewhat dishonest to “retrire” at 47 just to be able to collect accrued benefits only to take the same job back a year later to collect a salry on top of the benefits and accrue even more benefits. So is the practice of being a “disabled” LIRR employee. Or the NYC police who tack on as much OT as possible in the last 3 years. newer contracts will have to have a minimum age and not just minimum number of years worked. like my husband’s union which doesn’t give partial pension pay outs unit 62 and full payouts until 65. I’d say that’s more incentive to keep working than my friend who retired at age 50 from a public sector job in CA and gloats about never having to work again.

  73. POSTED BY walleroo  |  April 06, 2012 @ 10:53 am

    There’s a simple solution, ROC: nobody gets a check until they’re 65. (Or 62 or 67, whatever.) That maintains the incentive to work, and it’s fair.

  74. POSTED BY Right of Center  |  April 06, 2012 @ 11:00 am

    I agree with that walleroo.

  75. POSTED BY grewupinmtc  |  April 06, 2012 @ 11:06 am

    I feel it is double dipping if you retire from a public sector job drive around the block and start working the same job. Am I double dipping because I’m earning a pension from both public and private jobs that I have? Now if you strip the police and fire from thier pensions does that mean they can collect thier SS in full. I have all my time from the private sector jobs I’ve worked at over the years but because I’m a F/F I cannot collect full SS.

    Roo there are private sector jobs out there still that offer pensions (the one I have). From what I’ve heard speaking with PSE&G workers they have a great pension package, heck of a lot better then any Police and Fire. Who pays them? every one that turns on a light.

    How many of the 100K plus pensions are in thier 40s? Not too many I bet.

  76. POSTED BY kit schackner  |  April 06, 2012 @ 11:13 am

    One more wrinkle to this discussion is the increasing number of people who lose their jobs in their ’50′s and are not able to find new jobs — even, anecdotally, low paying jobs. Should they be denied their pensions because they’re too young? What do they do when the unemployment runs out?

    It’s a separate issue from 47 year old public workers retiring on full pension, and from public workers collecting 2 pensions, etc. But it’s a growing phenomenum which is under addressed.

  77. POSTED BY grewupinmtc  |  April 06, 2012 @ 11:20 am

    I can see it now, 65 yr old F/F or Police officer responding to a call gets to the scene grabs his or her chest and dies of a heart attack. Then thier family recieves 3.5 times thier salary and because it was in the line of duty they get an additional 100K on top of that, and thier spouse still recieves half of thier pension and Benies. Or should they make management positions for them until they are 65?

  78. POSTED BY Carl Bergmanson  |  April 06, 2012 @ 11:31 am

    This is a symptom of a much larger problem.

    We have created a system that allows those that benefit from offering a specific pension don’t have to bear the costs (monetary and political) of it. But someone does have to pay the cost – we the taxpayers – and the costs are unsustainable.

    What’s even worse, NJ Governors & the NJ State Legislature (representing both Political Syndicates) have been severely underfunding the Pension Fund for decades, so that it is now more than $100,000,000,000 short – again, someone will have to pay that – and that someone is you.

  79. POSTED BY walleroo  |  April 06, 2012 @ 11:36 am

    If a worker has a documented health issue he or she can work as a crossing guard, or directing traffic, or picking up litter. If he chooses to retire instead, that’s fine, he can get a job in real estate, without the public subsidy thank you very much. First check comes at 65.

  80. POSTED BY jerseygurl  |  April 06, 2012 @ 11:40 am

    I love ‘roo when he gets tough. And he’s right. It’s broke, and it needs fixin’.

  81. POSTED BY raeven  |  April 06, 2012 @ 12:18 pm

    If anyone thinks a system that allows for double dipping and annual payouts of 100k a year is sustainable, just look to Greece to see what we can look forward to down the line.

  82. POSTED BY grewupinmtc  |  April 06, 2012 @ 12:34 pm

    If a police or fireman has a documented health issue that prevents them from doing the job they are put on a disability pension of 66% of their salary at any age.

  83. POSTED BY croiagusanam  |  April 06, 2012 @ 1:06 pm

    Good to see you dispensing with the pretense, cathar, and letting your full bigoted freak flag fly! “Peasant food”. “Thatched cottage”. Very nice!

    Good thing I’m not black or I’d get the Aunt Jemima and watermelon cracks.

    It’s been evident for so long that are a half-educated windbag, so the fact that you’re also a bigot comes as no surprise.

    Ah, but a good old fashioned CATHOLIC bigot!

  84. POSTED BY croiagusanam  |  April 06, 2012 @ 1:13 pm

    ‘roo, its not possible for a teacher to retire with a pension and medical benefits at 47.
    The formula is years of service divided by 55, times final average salary. The retiree must be 60 or older. For the medical benefits, he/she must have 25 years of service, minimum.

    Police and fire personnel retire at an earlier age, in large part I would imagine because of the physical nature of the work. I don’t want a 57 year old cop trying to run after a 20 year old perp, or a 56 year old fireman on the ladder.

    There have been changes to the system and, I agree, more need to made.

    Carl, I’m curious as to how you see pension receipants as not having to “bear the cost”. Are they not taxpayers, too?

  85. POSTED BY walleroo  |  April 06, 2012 @ 1:20 pm

    Please don’t fog up my argument with facts, cro. And stop being so reasonable. Walleroo is getting VERY ANGRY!

  86. POSTED BY croiagusanam  |  April 06, 2012 @ 1:28 pm

    My bad!

    By the way, my McCann’s Oats have a peculiar taste to them today. I was just telling Mary and my 17 children that. Good thing I’m too drunk to care!

  87. POSTED BY Spiro T. Quayle  |  April 06, 2012 @ 1:34 pm

    cro, you better check outside the door, your flock of sheep are getting parking tickets.

  88. POSTED BY Carl Bergmanson  |  April 06, 2012 @ 1:35 pm

    Actually, Croiag, if you look again, you will see that I was referring to the people offering the benefits, not the recipients.

    And while they are probably also taxpayers, the rewards (financial and otherwise) that the individuals who are manipulating the state pension system reap from burdening future taxpayers (including, perhaps, themselves), are far greater and much more immediate than their relatively tiny individual share as a future taxpayer, assuming they still reside in state (or anywhere) as the bills come due.

  89. POSTED BY croiagusanam  |  April 06, 2012 @ 1:36 pm

    Soon as I finish slopping the pigs, Spiro. And then we’ve to get ready for Mass!

  90. POSTED BY croiagusanam  |  April 06, 2012 @ 1:38 pm

    I’m not sure that their “tiny” contribution is, when averaged out, and “tinier” than yours.

    I’m certainly not in favour of ANYONE “manipulating” the system, but i have absolutely no problem with someone who has earned a pension, and contributed towards it, collecting it.

    I think that the double dipping and the interim scams, however, should end immediately.

  91. POSTED BY bebopgun  |  April 06, 2012 @ 1:49 pm

    Methinks the $100k pensions won’t last too long. Just like private companies go belly up and hand their pensions to the federal pension guaranty corp, state & local govts will begin to do the same.

    Ask the good folks of Providence, RI & Jefferson County, AL how well their pensions plans are going.

    The party’s over, long live the party!!!

  92. POSTED BY Carl Bergmanson  |  April 06, 2012 @ 2:04 pm

    Cro -

    Once more:

    I was (pretty clearly – or so I thought) referring to the people offering the benefits, not the recipients.

  93. POSTED BY Howard Beale  |  April 06, 2012 @ 2:24 pm

    Roger Terry collects a pension as a retired deputy police chief and is now running for Essex County sheriff. If he wins, does he qualify for another pension?

  94. POSTED BY croiagusanam  |  April 06, 2012 @ 2:45 pm

    OK.

    Once more: The people who “offer the benefits” are not taxpayers as well?

    Are they flown in from out of state?

  95. POSTED BY Carl Bergmanson  |  April 06, 2012 @ 5:03 pm

    As I said:

    And while they are probably also taxpayers, the rewards (financial and otherwise) that the individuals who are manipulating the state pension system reap from burdening future taxpayers (including, perhaps, themselves), are far greater and much more immediate than their relatively tiny individual share as a future taxpayer, assuming they still reside in state (or anywhere) as the bills come due.

    Even if their relative share of the eventual bill is the same as everyone else’s, everyone else did not benefit from their actions in the way that they did – if some elected or appointed official is getting $500,000 of benefit by giving away $4,000,000 of the taxpayer’s future funds, I doubt he’d be too concerned that he is one of the 4 million taxpayers who is “on the hook” for it – he’s still ahead $499,999.

  96. POSTED BY croiagusanam  |  April 06, 2012 @ 5:57 pm

    Nor did “they” pay into it. So why should they benefit?

    How is the elected or appointed official getting this 500K benefit? Are you saying they’re paid off? All of them? That’s a stretch.

    “We” are all on the hook for actions and decisions made by elected officials. Local ones, state ones, and national ones. You’re assuring one and all that these nefarious officials reap a “benefit” from agreeing to these pension deals. I don’t share your propensity to paint with such a broad brush, but then we’ll just have to agree to disagree, I guess.

  97. POSTED BY willjames  |  April 06, 2012 @ 10:14 pm

    Speaking of costs to taxpayers and other innocent life-forms, how about that Xanadu, eh? And check it out—-it even “double dipped” in its own charming way: not only costing NJ taxpayers hundreds of millions of dollars, but also leaving the NJ public employees pension fund with a $4.5 million capital loss:

    http://www.northjersey.com/news/112144579_Xanadu_cost__N_J__pensions__millions_earlier_.html?scpromo=1

  98. POSTED BY Carl Bergmanson  |  April 06, 2012 @ 10:47 pm

    How is the elected or appointed official getting this 500K benefit? Are you saying they’re paid off? All of them? That’s a stretch.

    No, that is not what I’m saying at all. It’s not the illegal corruption that’s bankrupting us, it’s the perfectly legal corruption.

    There are many ways to benefit – for example:

    If throwing an extra $4 million of future taxpayer’s cash helps him get the campaign cash and/or party support that hee needs to get re-elected to another 4 year term, at $125,000 a year – there you go.

    or

    If throwing an extra $4 million of future taxpayer’s cash ingratiates him with folks who will hire him when he “retires” from his public gig, that’s probably worth a lot more than $500,000.

    etc.

    There are also less nefarious examples. If throwing an extra $4 million of future taxpayer’s cash allows him/her to reduce his/her current budget by $500,000, that might be very attractive for public relations purposes, even though it’s a bad deal for the taxpayers.

    And it doesn’t need to be $500,000 – I used the $4 million/$500,00 ratio because the math is easy The math still works at $4 million/$500 – he’s still ahead $499.

    When you disconnect the spending of the money from the repayment of the money, bad things tend to happen.

  99. POSTED BY walleroo  |  April 07, 2012 @ 12:55 am

    I’m wondering what my husband did wrong. After 33 years with the Bloomfield Police Department retiring at the rank of patrol officer, his pension is only $36,000 per year.

    That’s a decent pension, frobnitz, especially if it includes health care. Add in social security and a little savings and that’s not a bad living. I hope you and your husband get to enjoy the reward of your hard work for many years.

  100. POSTED BY State Street Pete  |  April 07, 2012 @ 8:43 am

    Isn’t it standard practice to tell us the background of a writer when they show up for the first time? The source link is a start, but it seems odd not to give us a few lines explaining who Mark Lagerkvist is? It’s not like space is a concern for this particular story.

  101. POSTED BY mcdermott  |  June 30, 2012 @ 8:53 pm

    I know at least one person on this list is dead, I knew the man personally. If he was making over 100,000 a year in retirement it’s a pittance compared to what he contributed to the school he worked for AND BUILT!!! He was the most amazing man, gifted, talented, generous and created a wonderful school system from scratch. He more than deserved his pension.

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